Wheatland Federal Credit Union

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A short history of Wheatland FCU

Since its inception in 1936 the Wheatland Federal Credit Union has been serving its members in the Lancaster, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kathleen Rye, the Wheatland FCU has grown its membership to over 6,234 with assets of more than $56,176,486. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (717) 898-7673 or email them at members@wheatlandcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Lancaster, PA.

General Information For Wheatland FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1658
Address 611 Centerville RD 
City Lancaster 
State Pennsylvania 
Zip-Code 17601
Phone Number (717) 898-7673
Fax Number (717) 898-9658
Email Address: members@wheatlandcu.com
CEO/President Kathleen Rye
Members 6,234 
Full-Time Employees 19 
Part-Time Employees
Number of Branch Offices
Total Assets 56,176,486 
Website http://www.wheatlandcu.com 

Compare Wheatland Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Lanco CU LANCO FCU Roseville 349 W Roseville Rd 17601 (717) 569-7180 No 0.25
Penlanco CU PENLANCO FEDERAL CREDIT UNION 630 Delp Rd Ste C 17601 (717) 569-9621 No 1.47
Lancaster Red Rose CU Embassy Branch 2137 Embassy Dr 17601 (717) 299-6696 No 2.29
Lancaster Pa Firemen CU Main Office 843 Fremont St 17603 (717) 392-6374 No 3.09
Team First CU Team First FCU 111 Centerville Rd 17603 (717) 824-3669 No 4.23

Wheatland Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Wheatland Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.19 4.07 3.59 3.95
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 166 211 81 94
Rank Among All Pennsylvania Credit Unions N/A 63 69 17 32

Wheatland Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.06 0.10 N/A 0.92 0.42
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 123 129 N/A 188 240
Rank Among All Pennsylvania Credit Unions 15 37 N/A 42 48
Wheatland Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 7.3409925,453,858
Short-Term, Small Amount Loans (STS) (Federal CU Only) 27.5502110,433
Non-Federally Guaranteed Student Loans 6.1706511,465,527
New Vehicle Loans 3.1902556,610,144
Used Vehicle Loans 4.07094611,658,572
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.59025016,354,413
Total Other Real Estate Loans/Lines of Credit 3.9501502,887,513
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.60023940,254
TOTAL LOANS & LEASES 3,28845,380,714

Wheatland Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 25016,354,413191,985,570
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 47744,429482,317
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1032,143,084214,021
Open-End Fixed Rate 0000
TOTALS 40019,241,926252,081,908


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wheatland Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes