Wexford Community Credit Union

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A short history of Wexford Community CU

Since its inception in 1953 the Wexford Community Credit Union has been serving its members in the CADILLAC, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Julie Rushing, the Wexford Community CU has grown its membership to over 9,686 with assets of more than $54,471,721. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (231) 775-2081 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CADILLAC, MI.

General Information For Wexford Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65639
Address 1021 N. MITCHEL ST 
State Michigan 
Zip-Code 49601
Phone Number (231) 775-2081
Fax Number (231) 775-1321
Email Address: none
CEO/President Julie Rushing
Members 9,686 
Full-Time Employees 22 
Part-Time Employees 15 
Number of Branch Offices
Total Assets 54,471,721 
Website http://www.wexccu.com 

Compare Wexford Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Forest Area CU Kalkaska North 409 W Mile Rd NW 49646 (231) 258-5701 No 24.38

Wexford Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Wexford Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 1.75 6.50 3.77 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 19 499 104 289
Rank Among All Michigan Credit Unions 71 4 111 18 62

Wexford Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.50 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 263 192
Rank Among All Michigan Credit Unions N/A 16 N/A 59 38
Wexford Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9001,2302,217,695
All Other Unsecured Loans/Lines of Credit 8.6601,4524,572,714
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.7502514,199,251
Used Vehicle Loans 6.5008458,418,489
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.770352,691,382
Total Other Real Estate Loans/Lines of Credit 5.500441,229,839
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.590222,636
TOTAL LOANS & LEASES 3,85923,352,006

Wexford Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 141,304,7942350,858
    b. 15 Years or less 15866,02000
    a. > 15 years 2205,031168,924
    b. 15 Years or less 0000
Other Fixed Rate 4315,5372220,000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 36993,4452118,100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 8236,394164,000
Open-End Fixed Rate 0000
TOTALS 793,921,2218821,882


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wexford Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes