Westerra Credit Union

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A short history of Westerra CU

Since its inception in 1934 the Westerra Credit Union has been serving its members in the Denver, Colorado area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John McCloy, the Westerra CU has grown its membership to over 111,067 with assets of more than $1,499,427,723. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (303) 321-4209 or email them at email@westerracu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Denver, CO.

General Information For Westerra CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65788
Address 3700 E Alameda Ave 
City Denver 
State Colorado 
Zip-Code 80209
Phone Number (303) 321-4209
Fax Number (866) 208-1598
Email Address: email@westerracu.com
CEO/President John McCloy
Members 111,067 
Full-Time Employees 250 
Part-Time Employees
Number of Branch Offices
Total Assets 1,499,427,723 
Website http://westerracu.com 

Compare Westerra Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Denver Community CU Alameda 3299 W Alameda Ave 80219 (303) 936-2299 No 2.28
Credit Union Of Colorado, A CU Golden Office 1800 Jackson St 80219 (303) 278-7165 No 2.42
Porter CU Porter FCU 850 E Harvard Ave 80210 (303) 778-5702 No 2.46
White Crown CU Jeppesen Branch 55 Inverness Dr E 80112 (303) 328-4515 No 3.11
Public Service Employees CU Aurora 16900 E Quincy Ave 80224 (303) 691-2345 No 3.57

Westerra Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Westerra Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 1.74 1.74 3.63 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 18 10 86 100
Rank Among All Colorado Credit Unions 12 1 1 4 4

Westerra Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.15 0.40 1.44
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 124 284 100
Rank Among All Colorado Credit Unions N/A 16 18 34 7
Westerra Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.90019,49938,191,258
All Other Unsecured Loans/Lines of Credit 10.1509,3499,191,969
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.7408,564188,104,739
Used Vehicle Loans 1.74022,861389,757,785
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.6302,036372,723,164
Total Other Real Estate Loans/Lines of Credit 4.0004,280127,391,477
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.9902192,228,513
TOTAL LOANS & LEASES 66,8081,127,588,905

Westerra Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,101190,330,19424570,726,231
    b. 15 Years or less 75873,654,9557513,318,947
    a. > 15 years 4571,745,270522,452,665
    b. 15 Years or less 1022,006,55500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 3388,25900
Adjustable Rate > 1 yr 11914,597,9311164,400


Closed-End Fixed Rate 2064,873,6658411,740
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 4,074122,517,8122,09842,933,946
Open-End Fixed Rate 0000
TOTALS 6,316500,114,6412,432150,007,929


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 3,795116,962,33434,833,768
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Westerra Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes