West Virginia Federal Credit Union

Social
  • +1

A short history of West Virginia FCU

Since its inception in 1965 the West Virginia Federal Credit Union has been serving its members in the South Charlesto, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Nicholas Arvon, the West Virginia FCU has grown its membership to over 9,101 with assets of more than $141,242,123. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (304) 744-7604 or email them at wvfcu@wvfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in South Charlesto, WV.

General Information For West Virginia FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17057
Address 318 5th Ave 
City South Charlesto 
State West Virginia 
Zip-Code 25303
Phone Number (304) 744-7604
Fax Number (304) 744-1993
Email Address: wvfcu@wvfcu.org
CEO/President Nicholas Arvon
Members 9,101 
Full-Time Employees 35 
Part-Time Employees
Number of Branch Offices
Total Assets 141,242,123 
Website http://www.wvfcu.org 

Compare West Virginia Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
South Charleston Employees CU Credit Union Office 515 3rd Ave Ste 200 25303 (304) 720-5600 No 0.64
Star Usa CU Star USA - Main Office 1 Cantley Dr 25314 (304) 357-2319 No 1.80
Members Choice Wv CU Members Choice WV FCU 201 Ohio Ave 25362 (304) 346-5242 No 1.96
Valley Bell CU VALLEY BELL FCU 508 ROANE ST 25302 (304) 344-2511 No 1.97
Charleston CU MAIN OFFICE 300 VIRGINIA ST E RM 4203 25301 (304) 347-3393 No 2.37

West Virginia Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


West Virginia Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.11 4.53 3.99 4.46
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 294 268 137 163
Rank Among All West Virginia Credit Unions N/A 29 22 8 9

West Virginia Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.05 0.23 0.54 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 143 110 254 271
Rank Among All West Virginia Credit Unions 9 23 7 24 26
West Virginia Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.6806872,268,002
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.1103926,770,690
Used Vehicle Loans 4.5301,79218,997,940
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.99035136,471,357
Total Other Real Estate Loans/Lines of Credit 4.46048613,569,482
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9805815,914,078
TOTAL LOANS & LEASES 4,28983,991,549

West Virginia Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 171,803,23600
    b. 15 Years or less 1177,335,433241,226,979
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 2279,64700
Adjustable Rate > 1 yr 21527,053,041141,310,512

OTHER REAL ESTATE

Closed-End Fixed Rate 1093,639,8234108,100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3779,929,65926484,022
Open-End Fixed Rate 0000
TOTALS 83750,040,839683,129,613

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

West Virginia Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes