West Oahu Community Federal Credit Union

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A short history of West Oahu Community FCU

Since its inception in 1949 the West Oahu Community Federal Credit Union has been serving its members in the Waianae, Hawaii area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Furtado, the West Oahu Community FCU has grown its membership to over 4,661 with assets of more than $39,532,557. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (808) 696-6117 or email them at support@wocfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Waianae, HI.

General Information For West Oahu Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5978
Address 86-120 Farrington Hwy Ste B205 
City Waianae 
State Hawaii 
Zip-Code 96792
Phone Number (808) 696-6117
Fax Number (808) 696-4993
Email Address: support@wocfcu.com
CEO/President John Furtado
Members 4,661 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 39,532,557 
Website http://www.wocfcu.org 

Compare West Oahu Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Schofield CU MAIN OFFICE PO Box 860669 96786 (808) 624-9884 No 7.23
Waialua CU Waialua Federal Credit Union 67-292 Goodale Ave # A2 96791 (808) 637-6737 No 7.60
Pearl Hawaii CU Ewa Branch 91-1401 Fort Weaver Rd 96706 (808) 737-4328 No 10.05
Ewa CU Ewa Federal Credit Union 91-1202 Renton Rd # A 96706 (808) 681-3033 No 11.48
Hickam CU Hickam 40 Hickam Ct 96820 (808) 423-1391 No 15.61

West Oahu Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


West Oahu Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.75 3.25 3.75 3.50 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 514 174 175 72 56
Rank Among All Hawaii Credit Unions 29 12 14 6 6

West Oahu Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.20 0.35 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 114 293 211
Rank Among All Hawaii Credit Unions N/A 14 6 26 13
West Oahu Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.750399534,535
All Other Unsecured Loans/Lines of Credit 7.0006692,637,060
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.250982,133,729
Used Vehicle Loans 3.750781,084,408
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.500132,318,588
Total Other Real Estate Loans/Lines of Credit 3.5005138,683
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.60021152,314
TOTAL LOANS & LEASES 1,2838,999,317

West Oahu Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 71,267,44900
    b. 15 Years or less 2104,69800
Balloon/Hybrid
    a. > 15 years 4946,44100
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 319,70600
Open-End Adjustable Rate 2118,97716,000
Open-End Fixed Rate 0000
TOTALS 182,457,27116,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

West Oahu Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes