West Michigan Postal Service Federal Credit Union

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A short history of West Michigan Postal Service FCU

Since its inception in 1952 the West Michigan Postal Service Federal Credit Union has been serving its members in the MUSKEGON, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Terrie Bird, the West Michigan Postal Service FCU has grown its membership to over 858 with assets of more than $6,069,313. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (231) 722-3921 or email them at info@wmpsfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MUSKEGON, MI.

General Information For West Michigan Postal Service FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7910
Address P. O. BOX 341 
City MUSKEGON 
State Michigan 
Zip-Code 49443
Phone Number (231) 722-3921
Fax Number (231) 728-0246
Email Address: info@wmpsfcu.org
CEO/President Terrie Bird
Members 858 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 6,069,313 
Website http://www.wmpsfcu.org 

Compare West Michigan Postal Service Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Muskegon Co Op CU Laketon Avenue Branch 1920 E Laketon Ave 49442 (231) 773-4244 No 0.24
Muskegon CU CORPORATE OFFICE 65 W LAKETON AVE 49441 (231) 722-7285 No 1.03
Port City CU Port City Federal Credit Union 460 W Laketon Ave 49441 (231) 725-3312 No 1.06
Muskegon St Joseph CU Main Office 1903 Barclay St 49441 (231) 759-7931 No 1.60
Michigan Coastal CU Michigan Coastal Credit Union 1086 Creston St 49442 (231) 777-3620 No 1.98

West Michigan Postal Service Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


West Michigan Postal Service Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 2.99 8.60 N/A 4.54
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 145 670 N/A 173
Rank Among All Michigan Credit Unions 43 40 131 N/A 32

West Michigan Postal Service Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.85 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 198 N/A
Rank Among All Michigan Credit Unions N/A 19 N/A 42 N/A
West Michigan Postal Service Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.000230621,017
All Other Unsecured Loans/Lines of Credit 9.7108463,909
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.00093,115
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.99018309,905
Used Vehicle Loans 8.6001621,589,657
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.540381,567,843
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.990787,824
TOTAL LOANS & LEASES 5484,243,270

West Michigan Postal Service Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 381,567,8435206,700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 381,567,8435206,700

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

West Michigan Postal Service Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes