West Coast Emp. Credit Union

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A short history of West Coast Emp. CU

Since its inception in 1948 the West Coast Emp. Credit Union has been serving its members in the SARASOTA, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Marie Peet, the West Coast Emp. CU has grown its membership to over 2,531 with assets of more than $31,596,422. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (941) 925-2890 or email them at wcfecu@wcfecu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SARASOTA, FL.

General Information For West Coast Emp. CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67296
Address PO BOX 17185 
City SARASOTA 
State Florida 
Zip-Code 34276
Phone Number (941) 925-2890
Fax Number (941) 922-2973
Email Address: wcfecu@wcfecu.org
CEO/President Marie Peet
Members 2,531 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 31,596,422 
Website http://www.wcfecu.org 

Compare West Coast Emp. Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sarasota Municipal Employees CU Sarasota Municipal Employees Credit Union 1558 1st St 34236 (941) 953-6744 No 0.54
Manatee Community CU Main Office 604 13th Ave E 34208 (941) 748-7704 No 10.61

West Coast Emp. Credit Union Financial Performance Charts


Performance Charts

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Financial Data


West Coast Emp. Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 4.50 5.00 4.50 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 341 324 205 168
Rank Among All Florida Credit Unions 24 67 48 32 15

West Coast Emp. Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.10 0.40 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 134 284 250
Rank Among All Florida Credit Unions N/A 19 27 56 36
West Coast Emp. Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9001,1071,623,416
All Other Unsecured Loans/Lines of Credit 10.000371623,781
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.50049933,747
Used Vehicle Loans 5.0001731,998,778
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.500391,676,925
Total Other Real Estate Loans/Lines of Credit 4.500832,550,200
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.00037451,785
TOTAL LOANS & LEASES 1,8599,858,632

West Coast Emp. Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 27813,11200
Balloon/Hybrid
    a. > 15 years 10817,54100
    b. 15 Years or less 246,27200
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 11,28800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 822,548,91210313,151
Open-End Fixed Rate 0000
TOTALS 1224,227,12510313,151

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

West Coast Emp. Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes