Wayne County Community Federal Credit Union

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A short history of Wayne County Community FCU

Since its inception in 1966 the Wayne County Community Federal Credit Union has been serving its members in the SMITHVILLE, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Daniel Garrison, the Wayne County Community FCU has grown its membership to over 6,604 with assets of more than $47,821,876. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (330) 669-2117 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SMITHVILLE, OH.

General Information For Wayne County Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17449
Address PO BOX 214 
City SMITHVILLE 
State Ohio 
Zip-Code 44677
Phone Number (330) 669-2117
Fax Number (330) 669-9216
Email Address: none
CEO/President Daniel Garrison
Members 6,604 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 47,821,876 
Website http://www.wccfcu.com 

Compare Wayne County Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Morton Salt CU MORTON SALT CREDIT UNION 1 S MAIN ST 44270 (330) 927-1025 No 7.95
Greater Wayne Community CU 328 N Main 328 N Main St 44270 (330) 927-2516 No 8.40
Medina County CU Main Branch 1353 Reimer Rd 44282 (330) 334-1023 No 14.16
Integrity CU INTEGRITY FEDERAL CREDIT UNION 971 WOOSTER RD W 44203 (330) 825-2455 No 15.41
New Horizon CU Integrity Federal Credit Union 971 Wooster Rd W 44203 (330) 825-2455 No 15.86

Wayne County Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Wayne County Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 4.49 7.99 4.50 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 340 629 205 168
Rank Among All Ohio Credit Unions 41 104 141 55 25

Wayne County Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.10 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 332 N/A
Rank Among All Ohio Credit Unions N/A 28 N/A 97 N/A
Wayne County Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9901,160764,703
All Other Unsecured Loans/Lines of Credit 9.990256612,575
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.490571,025,008
Used Vehicle Loans 7.9906333,680,311
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.500612,645,082
Total Other Real Estate Loans/Lines of Credit 4.500461,293,327
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.0501301,240,492
TOTAL LOANS & LEASES 2,34311,261,498

Wayne County Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2235,48400
    b. 15 Years or less 296,06300
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 572,313,53516163,452
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 461,293,3271897,229
Open-End Fixed Rate 0000
TOTALS 1073,938,40934260,681

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wayne County Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes