Watertown Postal Federal Credit Union

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A short history of Watertown Postal FCU

Since its inception in 1949 the Watertown Postal Federal Credit Union has been serving its members in the WATERTOWN, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by PAUL MILLERSCHIN, the Watertown Postal FCU has grown its membership to over 650 with assets of more than $8,227,935. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (315) 788-4163 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WATERTOWN, NY.

General Information For Watertown Postal FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6112
Address 232 COMMERCE PARK DR, P O BOX 6601 
City WATERTOWN 
State New York 
Zip-Code 13601
Phone Number (315) 788-4163
Fax Number (315) 786-1563
Email Address: none
CEO/President PAUL MILLERSCHIN
Members 650 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 8,227,935 
Website http://WATERTOWNPOSTALFCU.ORG 

Compare Watertown Postal Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Northern CU Corporate Office 138 Factory St 13601 (315) 782-0155 No 0.94
State Cs Employees CU MAIN OFFICE Dulles State Office Building 13601 (315) 785-2400 No 1.33
United Neighbors CU Watertown 605 Coffeen St 13601 (315) 782-6476 No 11.58

Watertown Postal Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Watertown Postal Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.38 4.38 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 327 249 N/A N/A
Rank Among All New York Credit Unions N/A 113 78 N/A N/A

Watertown Postal Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.65 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 51 N/A N/A N/A
Rank Among All New York Credit Unions N/A 13 N/A N/A N/A
Watertown Postal Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 4.380164719,079
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.38037603,114
Used Vehicle Loans 4.38026282,069
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.38038327,054
TOTAL LOANS & LEASES 2651,931,316

Watertown Postal Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Watertown Postal Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No