Washtenaw Federal Credit Union

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A short history of Washtenaw FCU

Since its inception in 1949 the Washtenaw Federal Credit Union has been serving its members in the YPSILANTI, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jason Matley, the Washtenaw FCU has grown its membership to over 6,604 with assets of more than $41,660,064. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (734) 484-5100 or email them at info@washtenawfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in YPSILANTI, MI.

General Information For Washtenaw FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6407
Address 424 S MANSFIELD ST 
State Michigan 
Zip-Code 48197
Phone Number (734) 484-5100
Fax Number (734) 484-1517
Email Address: info@washtenawfcu.org
CEO/President Jason Matley
Members 6,604 
Full-Time Employees 16 
Part-Time Employees
Number of Branch Offices
Total Assets 41,660,064 
Website http://washtenawfcu.org 

Compare Washtenaw Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Unified Communities CU Unified Communities FCU 186 Main St 48111 (734) 697-4800 No 6.87
University Of Michigan CU Plymouth Road Branch 2613 Plymouth Rd 48105 (734) 662-8200 No 8.36
Ann Arbor Postal CU Credit Union 18459 Redman Rd 48160 (734) 439-3075 No 10.08
Community Financial CU COMMUNITY FINANCIAL NORTH GAYLORD 1360 W Main St 49735 (734) 453-1200 No 13.87
Michigan Educational CU MECU-Brighton 123 Brighton Lake Rd 48116 (810) 494-6000 No 13.93

Washtenaw Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Washtenaw Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.28 3.96 4.21 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 179 196 170 229
Rank Among All Michigan Credit Unions 38 52 49 41 49

Washtenaw Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.15 0.15 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 124 324 250
Rank Among All Michigan Credit Unions N/A 19 28 74 55
Washtenaw Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9001,2381,673,542
All Other Unsecured Loans/Lines of Credit 6.8305841,334,870
Short-Term, Small Amount Loans (STS) (Federal CU Only) 25.2603513,367
Non-Federally Guaranteed Student Loans 6.3306201,717,871
New Vehicle Loans 3.280931,892,280
Used Vehicle Loans 3.9605926,776,856
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.210959,507,278
Total Other Real Estate Loans/Lines of Credit 5.000521,052,406
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.39037321,732
TOTAL LOANS & LEASES 3,34624,290,202

Washtenaw Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 486,191,6863275,550
    b. 15 Years or less 382,055,6202206,500
    a. > 15 years 144,39200
    b. 15 Years or less 81,215,5802370,110
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 32832,1014185,900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 20220,305347,000
Open-End Fixed Rate 0000
TOTALS 14710,559,684141,085,060


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Washtenaw Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes