Ward County Credit Union

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A short history of Ward County CU

Since its inception in 1957 the Ward County Credit Union has been serving its members in the MONAHANS, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Terrolyn Kay Rankin-Swan, the Ward County CU has grown its membership to over 1,389 with assets of more than $15,292,165. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (432) 943-3445 or email them at creditunion@wctcu.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MONAHANS, TX.

General Information For Ward County CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67571
Address 301 S MAIN AVE 
State Texas 
Zip-Code 79756
Phone Number (432) 943-3445
Fax Number (432) 943-9208
Email Address: creditunion@wctcu.net
CEO/President Terrolyn Kay Rankin-Swan
Members 1,389 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 15,292,165 
Website http://www.wardcountycreditunion.ne 

Compare Ward County Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Westex Community CU WesTex Community Credit Union 200 E Austin St 79745 (432) 586-6631 No 25.26

Ward County Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Ward County Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.00 1.90 8.95 N/A 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 497 28 690 N/A 341
Rank Among All Texas Credit Unions 112 7 225 N/A 81

Ward County Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.20 N/A 0.35 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 108 N/A 293 266
Rank Among All Texas Credit Unions 35 38 N/A 102 70
Ward County Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.00012082,626
All Other Unsecured Loans/Lines of Credit 7.950211496,267
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9001012,112,217
Used Vehicle Loans 8.95072940,889
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 6.0001100,187
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00044522,325
TOTAL LOANS & LEASES 5494,254,511

Ward County Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1100,18700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1100,18700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ward County Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes