Walton County Teachers Federal Credit Union

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A short history of Walton County Teachers FCU

Since its inception in 1961 the Walton County Teachers Federal Credit Union has been serving its members in the DEFUNIAK SPRING, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Flora Prater, the Walton County Teachers FCU has grown its membership to over 3,260 with assets of more than $21,136,102. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (850) 892-2024 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DEFUNIAK SPRING, FL.

General Information For Walton County Teachers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14186
Address WALTON COUNTY TEACHERS FCU, 1586 US 
City DEFUNIAK SPRING 
State Florida 
Zip-Code 32433
Phone Number (850) 892-2024
Fax Number () -
Email Address: none
CEO/President Flora Prater
Members 3,260 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 21,136,102 
Website http://waltoncountyteachersfcu.com 

Compare Walton County Teachers Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Okaloosa County Teachers CU Okaloosa County Teachers FCU 1330 14th St 32531 (850) 537-9815 No 20.69

Walton County Teachers Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Walton County Teachers Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.50 5.50 9.00 9.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 209 384 485 500
Rank Among All Florida Credit Unions 24 42 55 68 57

Walton County Teachers Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.50 0.75 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 60 215 N/A
Rank Among All Florida Credit Unions N/A 15 7 38 N/A
Walton County Teachers Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900177599,159
All Other Unsecured Loans/Lines of Credit 11.0003821,136,433
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.500711,651,451
Used Vehicle Loans 5.5003913,433,243
Total 1st Mortgage Real Estate Loans/Lines of Credit 9.00010378,908
Total Other Real Estate Loans/Lines of Credit 9.0005147,985
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0001461,427,366
TOTAL LOANS & LEASES 1,1828,774,545

Walton County Teachers Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1224,02000
    b. 15 Years or less 9154,88800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 5147,98500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 15526,89300

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Walton County Teachers Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes