Walker County Educators Federal Credit Union

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A short history of Walker County Educators FCU

Since its inception in 1971 the Walker County Educators Federal Credit Union has been serving its members in the Chickamauga, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Janet Mahle, the Walker County Educators FCU has grown its membership to over 1,337 with assets of more than $10,943,889. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (706) 375-4243 or email them at creditunion@walkerschools.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Chickamauga, GA.

General Information For Walker County Educators FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20610
Address P. O. Box 725, 925 Osburn Rd 
City Chickamauga 
State Georgia 
Zip-Code 30707
Phone Number (706) 375-4243
Fax Number (706) 375-4244
Email Address: creditunion@walkerschools.org
CEO/President Janet Mahle
Members 1,337 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 10,943,889 
Website http://www.WalkerCountyEducatorsFCU 

Compare Walker County Educators Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Roper Corporation Employees CU Main Office 1507 Broomtown Rd 30728 (706) 638-5109 No 6.18
North Georgia Community CU Main Office 25 Gateway Business Park Dr 30736 (706) 965-2422 No 16.00
Chattanooga First CU Chattanooga First FCU 3120 Broad St 37408 (423) 267-7621 No 17.48
Chattanooga Area Schools CU CASFCU 1201 Bailey Ave 37404 (423) 624-9094 No 18.94
Southern CU Knoxville Branch 516 Merchants Dr 37912 (865) 687-3691 No 19.01

Walker County Educators Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Walker County Educators Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.24 2.74 5.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 56 70 268 229
Rank Among All Georgia Credit Unions N/A 10 11 26 16

Walker County Educators Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.23 N/A 0.54 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 103 N/A 254 N/A
Rank Among All Georgia Credit Unions N/A 17 N/A 29 N/A
Walker County Educators Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 7.900359992,595
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.240901,538,298
Used Vehicle Loans 2.7402412,729,875
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.00011405,163
Total Other Real Estate Loans/Lines of Credit 5.00014378,210
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.90069844,329
TOTAL LOANS & LEASES 7846,888,470

Walker County Educators Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11405,163130,000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 14378,21000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 25783,373130,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Walker County Educators Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes