Wakota Federal Credit Union

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A short history of Wakota FCU

Since its inception in 1931 the Wakota Federal Credit Union has been serving its members in the SOUTH ST PAUL, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mary Matheson, the Wakota FCU has grown its membership to over 3,890 with assets of more than $27,948,457. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (651) 451-3330 or email them at mary@wakotafcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SOUTH ST PAUL, MN.

General Information For Wakota FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24579
Address 1151 SOUTHVIEW BLVD 
State Minnesota 
Zip-Code 55075
Phone Number (651) 451-3330
Fax Number (651) 451-1385
Email Address: mary@wakotafcu.org
CEO/President Mary Matheson
Members 3,890 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 27,948,457 
Website http://www.wakotafcu.org 

Compare Wakota Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Riverview CU Main Office 115 Hardman Ave S 55075 (651) 224-4631 No 0.67
First Pace CU FIRST PACE Credit Union 161 Marie Ave E 55118 (651) 451-8495 No 2.01
Heartland CU LOL - Shoreview 1050 County Road F W 55077 (651) 451-5160 No 2.39
Affinity Plus CU Rochester 3482 55th St NW 55901 (507) 285-0352 No 4.21
Metropolitan Services CU Main Office 475 Etna St Ste 10 55106 (651) 602-8105 No 4.82

Wakota Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Wakota Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.17 6.18 4.25 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 163 461 174 132
Rank Among All Minnesota Credit Unions N/A 31 71 23 15

Wakota Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.25 0.50 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 105 263 N/A
Rank Among All Minnesota Credit Unions N/A 22 18 31 N/A
Wakota Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.6005521,274,608
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.1703516,026,134
Used Vehicle Loans 6.1808527,710,496
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250331,041,545
Total Other Real Estate Loans/Lines of Credit 4.250641,671,193
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0501971,964,931
TOTAL LOANS & LEASES 2,04919,688,907

Wakota Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 181,17500
    b. 15 Years or less 6214,55700
    a. > 15 years 1103,07600
    b. 15 Years or less 7339,74100
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 218,51600
Adjustable Rate > 1 yr 16284,48000


Closed-End Fixed Rate 13354,080117,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 511,317,1139412,000
Open-End Fixed Rate 0000
TOTALS 972,712,73810429,500


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wakota Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes