Wailuku Federal Credit Union

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A short history of Wailuku FCU

Since its inception in 1954 the Wailuku Federal Credit Union has been serving its members in the Kahului, Hawaii area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Craig Kinoshita, the Wailuku FCU has grown its membership to over 4,416 with assets of more than $51,322,925. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (808) 244-7981 or email them at info@wailukufcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Kahului, HI.

General Information For Wailuku FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9924
Address 133 Maa Street 
City Kahului 
State Hawaii 
Zip-Code 96732
Phone Number (808) 244-7981
Fax Number (808) 242-1507
Email Address: info@wailukufcu.com
CEO/President Craig Kinoshita
Members 4,416 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 51,322,925 
Website http://www.wailukufcu.com 

Compare Wailuku Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Maui CU Maui FCU - Main Office 107 E Wakea Ave 96732 (808) 873-5050 No 0.80
Valley Isle Community CU Main Branch 160 Paahana St 96732 (808) 877-3232 No 0.87
Kahului CU Kahului FCU 25 W Kamehameha Ave 96732 (808) 871-7705 No 1.12
Maui Teachers CU Maui County FCU 1888 Wili Pa Loop 96793 (808) 244-8349 No 3.13
Maui County CU Branch Office - MMP 270 Dairy Rd Ste 146 96793 (808) 244-7968 No 3.16

Wailuku Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Wailuku Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.68 7.47 4.59 5.03
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 462 585 217 233
Rank Among All Hawaii Credit Unions N/A 32 38 16 21

Wailuku Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.13 0.25 N/A 0.55 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 113 95 N/A 251 N/A
Rank Among All Hawaii Credit Unions 4 10 N/A 17 N/A
Wailuku Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 7.0104262,760,280
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.68026560,870
Used Vehicle Loans 7.4702392,653,784
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5905311,888,170
Total Other Real Estate Loans/Lines of Credit 5.03025814,201,888
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.60087642,862
TOTAL LOANS & LEASES 1,08932,707,854

Wailuku Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 102,183,2161381,500
    b. 15 Years or less 8656,3701150,000
    a. > 15 years 71,471,89400
    b. 15 Years or less 112,447,6423647,750
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 71,827,33800
Adjustable Rate > 1 yr 103,301,71031,159,992


Closed-End Fixed Rate 11929,10600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 24713,272,7821822,824,064
Open-End Fixed Rate 0000
TOTALS 31126,090,0581905,163,306


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wailuku Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes