Waialua Federal Credit Union

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A short history of Waialua FCU

Since its inception in 1937 the Waialua Federal Credit Union has been serving its members in the Waialua, Hawaii area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert Jonick, the Waialua FCU has grown its membership to over 3,194 with assets of more than $49,680,115. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (808) 637-6737 or email them at info@waialuafcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Waialua, HI.

General Information For Waialua FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2049
Address PO BOX 800 
City Waialua 
State Hawaii 
Zip-Code 96791
Phone Number (808) 637-6737
Fax Number (808) 637-5937
Email Address: info@waialuafcu.com
CEO/President Robert Jonick
Members 3,194 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 49,680,115 
Website http://www.waialuafcu.com 

Compare Waialua Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
West Oahu Community CU Ewa 91-1717 Fort Weaver Rd Ste B 96792 (808) 689-3000 No 8.04
Schofield CU MAIN OFFICE PO Box 860669 96786 (808) 624-9884 No 9.19
Pearl Hawaii CU Ewa Branch 91-1401 Fort Weaver Rd 96706 (808) 737-4328 No 13.98
Kahuku CU Kahuku FCU 56-576 Kamehameha Hwy 96731 (808) 293-9063 No 16.70
Ewa CU Ewa Federal Credit Union 91-1202 Renton Rd # A 96706 (808) 681-3033 No 17.01

Waialua Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Waialua Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.99 6.00 3.75 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 279 443 102 74
Rank Among All Hawaii Credit Unions N/A 19 32 8 8

Waialua Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.25 N/A N/A 2.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 95 N/A N/A 49
Rank Among All Hawaii Credit Unions 2 10 N/A N/A 1
Waialua Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.0004131,807,042
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9901232,384,091
Used Vehicle Loans 6.00029400,532
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.750253,067,283
Total Other Real Estate Loans/Lines of Credit 3.750594,289,033
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.75063420,441
TOTAL LOANS & LEASES 71212,368,422

Waialua Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1450,0001450,000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 242,617,2832320,000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 594,289,03313593,444
Open-End Fixed Rate 0000
TOTALS 847,356,316161,363,444


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Waialua Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes