W B H Employees Federal Credit Union

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A short history of W B H Employees FCU

Since its inception in 1955 the W B H Employees Federal Credit Union has been serving its members in the PADUCAH, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Pam Holland, the W B H Employees FCU has grown its membership to over 2,420 with assets of more than $13,773,491. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (270) 575-2776 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PADUCAH, KY.

General Information For W B H Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10274
Address 2501 BROADWAY ST 
City PADUCAH 
State Kentucky 
Zip-Code 42001
Phone Number (270) 575-2776
Fax Number (270) 575-2929
Email Address: none
CEO/President Pam Holland
Members 2,420 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 13,773,491 
Website http://www.wbhfcu.com 

Compare W B H Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
C-plant CU Smithland 303 Mill St 42081 (270) 988-1196 No 2.79
Signet CU New Holt 2450 New Holt Rd 42001 (270) 408-4800 No 5.64
Paducah Teachers CU Paducah Teachers Federal Credit Union 800 Caldwell St 42002 (270) 444-5638 No 6.51
Shawnee Tva Employees CU MAIN OFFICE 7755 METROPOLIS LAKE RD 42086 (270) 442-6479 No 7.25
Electric Energy Inc Employees CU E.E.I. EMPLOYEES CREDIT UNION 1424 W 10th St 62960 (618) 524-4569 No 8.85

W B H Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


W B H Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.57 6.10 6.69 6.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 218 453 422 391
Rank Among All Kentucky Credit Unions N/A 17 35 31 29

W B H Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.20 N/A 0.85 0.85
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 108 N/A 198 179
Rank Among All Kentucky Credit Unions 10 12 N/A 15 15
W B H Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.250407900,923
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.57033610,673
Used Vehicle Loans 6.1003853,003,250
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.6903132,479
Total Other Real Estate Loans/Lines of Credit 6.50014,789
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.56076687,130
TOTAL LOANS & LEASES 9055,339,244

W B H Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 153,56200
    b. 15 Years or less 278,91700
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 14,78900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 4137,26800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

W B H Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes