Viriva Community Credit Union

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A short history of Viriva Community CU

Since its inception in 1936 the Viriva Community Credit Union has been serving its members in the WARMINSTER, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James McCaw, the Viriva Community CU has grown its membership to over 8,622 with assets of more than $68,401,153. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (215) 333-1201 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WARMINSTER, PA.

General Information For Viriva Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68564
Address 157 YORK RD 
State Pennsylvania 
Zip-Code 18974
Phone Number (215) 333-1201
Fax Number (267) 803-8390
Email Address:
CEO/President James McCaw
Members 8,622 
Full-Time Employees 20 
Part-Time Employees
Number of Branch Offices
Total Assets 68,401,153 

Compare Viriva Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Freedom CU Operations Center 626 Jacksonville Rd 18974 (215) 612-5900 No 1.28
Pannonia CU Pannonia 90 Bustleton Pike 19053 (215) 364-9900 No 6.47
Bucks County Employees CU Neshaminy Manor 1660 Easton Rd 18901 (215) 340-8582 No 7.30
Trumark Financial CU Doylestown 4381 W Swamp Rd 18902 (877) 878-6275 No 7.70
Asbestos Workers Local 14 CU Asbestos Workers Local 14 2014 Hornig Rd 19116 (215) 289-3990 No 8.12

Viriva Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Viriva Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.01 4.96 7.41 5.23 4.91
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 255 393 579 294 218
Rank Among All Pennsylvania Credit Unions 43 130 165 90 83

Viriva Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.12 1.06 1.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 132 164 125
Rank Among All Pennsylvania Credit Unions N/A 42 26 35 19
Viriva Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.0101,7012,285,167
All Other Unsecured Loans/Lines of Credit 10.9007891,836,639
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.96047929,022
Used Vehicle Loans 7.4103383,084,790
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.23010714,825,498
Total Other Real Estate Loans/Lines of Credit 4.9102265,691,061
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7002221,319,584
TOTAL LOANS & LEASES 3,43029,971,761

Viriva Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 537,160,0496939,000
    b. 15 Years or less 11818,738145,000
    a. > 15 years 1232,18100
    b. 15 Years or less 426,614,53000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1363,357,18020814,400
Closed-End Adjustable Rate 198,94100
Open-End Adjustable Rate 892,234,94010426,559
Open-End Fixed Rate 0000
TOTALS 33320,516,559372,224,959


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Viriva Community Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes