Village Credit Union

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A short history of Village CU

Since its inception in 1967 the Village Credit Union has been serving its members in the DES MOINES, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Deborah Whittie, the Village CU has grown its membership to over 2,677 with assets of more than $12,683,534. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (515) 243-4400 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DES MOINES, IA.

General Information For Village CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64308
Address 601 E COURT AVE 
State Iowa 
Zip-Code 50309
Phone Number (515) 243-4400
Fax Number (515) 243-5006
Email Address:
CEO/President Deborah Whittie
Members 2,677 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 12,683,534 

Compare Village Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Polk County CU Polk County Credit Union 111 Court Ave Ste 110 50309 (515) 244-8647 No 0.16
Des Moines Fire Department CU Des Moines Fire Dept Credit Union 1330 Mulberry St 50309 (515) 288-2521 No 0.39
Des Moines Police Officers CU Des Moines Police Officers Credit Union 210 Walnut St Rm 927 50309 (515) 243-2677 No 0.51
Premier CU West Des Moines Branch 1301 Grand Ave 50309 (515) 282-1611 No 0.69
Capitol View CU Main office 1000 E Grand Ave 50319 (515) 725-2167 No 0.98

Village Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Village Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 4.95 13.95 6.50 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 392 803 412 289
Rank Among All Iowa Credit Unions 24 53 68 42 39

Village Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.35 0.60 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 89 240 158
Rank Among All Iowa Credit Unions N/A 26 15 32 16
Village Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.900443355,589
All Other Unsecured Loans/Lines of Credit 16.9001,002971,817
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.95053886,613
Used Vehicle Loans 13.9502612,403,029
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.500483,447,950
Total Other Real Estate Loans/Lines of Credit 5.50042801,770
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.95011104,157
TOTAL LOANS & LEASES 1,8608,970,925

Village Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4470,5391150,000
    b. 15 Years or less 342,117,0487602,840
    a. > 15 years 10860,36300
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 42801,7704164,150
Open-End Fixed Rate 0000
TOTALS 904,249,72012916,990


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Village Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes