Utah Heritage Credit Union

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A short history of Utah Heritage CU

Since its inception in 1969 the Utah Heritage Credit Union has been serving its members in the Moroni, Utah area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by DONALD WATSON, the Utah Heritage CU has grown its membership to over 7,908 with assets of more than $65,425,892. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (435) 436-8288 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Moroni, UT.

General Information For Utah Heritage CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67076
Address PO Box 50 
City Moroni 
State Utah 
Zip-Code 84646
Phone Number (435) 436-8288
Fax Number (435) 436-8190
Email Address: none
Members 7,908 
Full-Time Employees 21 
Part-Time Employees
Number of Branch Offices
Total Assets 65,425,892 
Website http://www.utahheritagecu.org 

Compare Utah Heritage Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
North Sanpete CU North Sanpete Federal Credit Union - Fairview 11917 E 24711 N 84629 (435) 462-9075 No 9.10
Nephi Western Employees CU Nephi Western Employees Federal Credit Union 155 N Main St 84648 (435) 623-1895 No 17.76
South Sanpete CU South Sanpete Credit Union 39 S Main St 84642 (435) 835-2261 No 17.89

Utah Heritage Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Utah Heritage Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.94 3.36 3.84 5.99 4.77
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 246 190 184 372 202
Rank Among All Utah Credit Unions 17 21 16 34 15

Utah Heritage Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.40 0.60 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 76 240 259
Rank Among All Utah Credit Unions N/A 14 4 24 25
Utah Heritage Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9409421,377,746
All Other Unsecured Loans/Lines of Credit 10.7601,8841,334,100
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.360601,410,414
Used Vehicle Loans 3.8401,06711,715,576
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.99020716,728,080
Total Other Real Estate Loans/Lines of Credit 4.7703228,476,453
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7104505,586,551
TOTAL LOANS & LEASES 4,93246,628,920

Utah Heritage Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 20716,728,0808821,280
    b. 15 Years or less 00122,240,050
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 843,759,590244,521
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2384,716,86330928,638
Open-End Fixed Rate 0000
TOTALS 52925,204,533524,034,489


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Utah Heritage Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes