Utah Community Federal Credit Union

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A short history of Utah Community FCU

Since its inception in 1955 the Utah Community Federal Credit Union has been serving its members in the Provo, Utah area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jeffrey Sermon, the Utah Community FCU has grown its membership to over 152,514 with assets of more than $1,244,829,965. They have a main office and 20 branch offices. Please see the credit unions website or contact them by phone at (801) 223-8188 or email them at mis@uccu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Provo, UT.

General Information For Utah Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10709
Address 188 West Riverpark Drive 
City Provo 
State Utah 
Zip-Code 84604
Phone Number (801) 223-8188
Fax Number (801) 223-7490
Email Address: mis@uccu.com
CEO/President Jeffrey Sermon
Members 152,514 
Full-Time Employees 286 
Part-Time Employees 149 
Number of Branch Offices 20 
Total Assets 1,244,829,965 
Website http://www.uccu.com 

Compare Utah Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Alpine CU American Fork 375 E STATE RD 84003 (801) 756-7697 No 6.79
Orem City Employees CU Only Office 56 N State St 84057 (801) 229-7168 No 6.89
Freedom CU Main Office 815 N Freedom Blvd 84604 (801) 375-2120 No 8.17
Provo Police & Fire Dept. CU Provo Police & Fire Dept. Credit Union 250 W Center St Ste 114 84603 (801) 377-5634 No 8.86
City Center CU Disaster Recovery 9449 Priority Way West Dr Ste 200 46240 (317) 713-2065 No 9.01

Utah Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Utah Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.50 2.99 3.69 7.00 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 64 145 169 438 200
Rank Among All Utah Credit Unions 3 14 14 35 14

Utah Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.20 2.50 2.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 114 15 17
Rank Among All Utah Credit Unions N/A 14 11 3 4
Utah Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.50017,94434,022,067
All Other Unsecured Loans/Lines of Credit 5.99014,69526,331,101
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.25071576,864
New Vehicle Loans 2.9902,54057,422,827
Used Vehicle Loans 3.69026,342299,714,600
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.0002,072281,995,444
Total Other Real Estate Loans/Lines of Credit 4.7502,47574,326,983
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.8403,88795,223,651
TOTAL LOANS & LEASES 70,026869,613,537

Utah Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 283,254,99619945,273,117
    b. 15 Years or less 71150,223,2428610,726,224
Balloon/Hybrid
    a. > 15 years 304126,438,8352815,901,955
    b. 15 Years or less 8622,692,806111,438,576
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 11819,533,7335317,462,070
Adjustable Rate > 1 yr 82559,851,83214810,955,072

OTHER REAL ESTATE

Closed-End Fixed Rate 1643,174,12200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2,31171,152,86138910,108,332
Open-End Fixed Rate 0000
TOTALS 4,547356,322,427914111,865,346

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 16532,022,30818,324,401
Interest Only & Payment Option Other RE/LOC Loans 161,123,58630,007
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Utah Community Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes