Usx Federal Credit Union

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A short history of Usx FCU

Since its inception in 1938 the Usx Federal Credit Union has been serving its members in the Cranberry Twp, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Ackerman, the Usx FCU has grown its membership to over 26,582 with assets of more than $232,021,910. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (888) 219-3159 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Cranberry Twp, PA.

General Information For Usx FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2740
Address P.O. Box 1728 
City Cranberry Twp 
State Pennsylvania 
Zip-Code 16066
Phone Number (888) 219-3159
Fax Number (724) 776-4322
Email Address:
CEO/President David Ackerman
Members 26,582 
Full-Time Employees 94 
Part-Time Employees
Number of Branch Offices 11 
Total Assets 232,021,910 

Compare Usx Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Keystone United Methodist CU Main Brach 1204 Freedom Rd 16066 (724) 776-2300 No 2.06
Ambridge Area CU Ambridge Area FCU 401 State St 15005 (724) 869-3342 No 8.37
Freedom United CU FREEDOM UNITED FCU 283 Adams St 15074 (724) 774-5575 No 9.55
North Districts CU NORTH DISTRICTS COMMUNITY CREDIT UNION 5321 WILLIAM FLYNN HWY 15044 (724) 444-8181 No 10.32
Beaver County Times CU Beaver County Times FCU 400 Fair Ave 15009 (724) 775-3200 No 10.35

Usx Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Usx Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 4.26 7.28 4.10 4.24
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 313 569 154 131
Rank Among All Pennsylvania Credit Unions 42 113 163 46 46

Usx Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.34 0.88 1.42
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 91 194 103
Rank Among All Pennsylvania Credit Unions N/A 37 11 45 15
Usx Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.0005,7319,933,784
All Other Unsecured Loans/Lines of Credit 12.2503,8079,253,972
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.0002369
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.2601,37921,976,900
Used Vehicle Loans 7.2804,15349,042,073
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.10080550,760,906
Total Other Real Estate Loans/Lines of Credit 4.24075216,144,942
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.5803593,443,237
TOTAL LOANS & LEASES 16,988160,556,183

Usx Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 19920,094,286162,037,000
    b. 15 Years or less 60630,666,620764,849,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1113,616,170211,066,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 64112,528,7729023,735,123
Open-End Fixed Rate 0000
TOTALS 1,55766,905,8481,01511,687,123


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Usx Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes