Upward Credit Union

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A short history of Upward CU

Since its inception in 1956 the Upward Credit Union has been serving its members in the Burlingame, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Linda White, the Upward CU has grown its membership to over 5,012 with assets of more than $72,247,178. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (650) 231-1300 or email them at uhcu@unitedhealthcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Burlingame, CA.

General Information For Upward CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65323
Address 1860 El Camino Real Ste 100 
City Burlingame 
State California 
Zip-Code 94010
Phone Number (650) 231-1300
Fax Number (650) 231-1310
Email Address: uhcu@unitedhealthcu.org
CEO/President Linda White
Members 5,012 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 72,247,178 
Website http://www.upwardcu.org 

Compare Upward Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
San Mateo City Employees CU City Hall 330 W 20th Ave 94403 (650) 522-7072 No 3.29
Provident CU Branch Office 15425 Los Gatos Blvd 95032 (408) 358-3693 No 6.76
South San Francisco City Emp CU South San Francisco City Emp FCU 33 Arroyo Dr 94083 (650) 829-3812 No 7.10
Sequoia CU Home Office 530 El Camino Real 94063 (650) 366-7777 No 8.96
My CU MY Credit Union 510 Veterans Blvd Ste B 94063 (650) 366-5522 No 9.07

Upward Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Upward Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.75 2.75 5.50 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 115 71 324 229
Rank Among All California Credit Unions 47 44 32 111 70

Upward Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.05 0.25 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 142 310 243
Rank Among All California Credit Unions N/A 45 52 92 62
Upward Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9001,0871,653,162
All Other Unsecured Loans/Lines of Credit 8.0004111,892,163
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.640466549,760
New Vehicle Loans 2.7501412,117,171
Used Vehicle Loans 2.7506366,640,780
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.5005617,742,954
Total Other Real Estate Loans/Lines of Credit 5.0001548,701,193
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.00033321,653
TOTAL LOANS & LEASES 2,98439,618,836

Upward Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3410,755,76131,408,997
    b. 15 Years or less 6892,88800
    a. > 15 years 82,918,7702777,500
    b. 15 Years or less 2387,4401321,250
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 2812,11800
Adjustable Rate > 1 yr 41,975,9771750,000


Closed-End Fixed Rate 13340,06000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1418,361,133294,443,700
Open-End Fixed Rate 0000
TOTALS 21026,444,147367,701,447


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 127,8500
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Upward Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes