Upstate Federal Credit Union

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A short history of Upstate FCU

Since its inception in 1965 the Upstate Federal Credit Union has been serving its members in the Anderson, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Donna Metz, the Upstate FCU has grown its membership to over 11,061 with assets of more than $55,270,689. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (864) 359-3355 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Anderson, SC.

General Information For Upstate FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24484
Address 123 Broadbent Way 
City Anderson 
State South Carolina 
Zip-Code 29625
Phone Number (864) 359-3355
Fax Number (864) 328-0305
Email Address:
CEO/President Donna Metz
Members 11,061 
Full-Time Employees 35 
Part-Time Employees
Number of Branch Offices
Total Assets 55,270,689 

Compare Upstate Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Anderson CU Anderson FCU (Main) 1720 N MAIN ST 29622 (864) 225-1254 No 6.75
Anmed Health CU Main Office 706 E Greenville St 29622 (864) 512-1147 No 7.36
Pickens CU Pickens Federal Credit Union 2111 Gentry Memorial Hwy 29671 (864) 898-5009 No 20.37
Sangamo-oconee Employees CU SANGAMO OCONEE EMPLOYEES FEDERAL CREDIT UNION 313 N Highway 11 29696 (864) 718-6568 No 20.81
St Francis CU Downtown 121 Sumner St 29601 (864) 255-1660 No 26.73

Upstate Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Upstate Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.91 5.98 8.90 4.68
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 264 441 484 193
Rank Among All South Carolina Credit Unions N/A 24 31 29 13

Upstate Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.22 0.10 0.19 0.76 0.84
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 99 129 119 213 180
Rank Among All South Carolina Credit Unions 2 9 14 10 6
Upstate Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.4402,3044,883,026
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.910821,616,586
Used Vehicle Loans 5.9803,07128,242,911
Total 1st Mortgage Real Estate Loans/Lines of Credit 8.900235,137
Total Other Real Estate Loans/Lines of Credit 4.6801494,665,687
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.8903903,502,837
TOTAL LOANS & LEASES 5,99842,946,184

Upstate Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 235,13700
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 411,215,340370,420
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1083,450,3478239,827
Open-End Fixed Rate 0000
TOTALS 1514,700,82411310,247


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Upstate Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes