University Federal Credit Union

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A short history of University FCU

Since its inception in 1936 the University Federal Credit Union has been serving its members in the AUSTIN, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tony Budet, the University FCU has grown its membership to over 225,737 with assets of more than $2,209,050,746. They have a main office and 22 branch offices. Please see the credit unions website or contact them by phone at (512) 467-8080 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in AUSTIN, TX.

General Information For University FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1367
Address PO BOX 9350 
State Texas 
Zip-Code 78766
Phone Number (512) 467-8080
Fax Number () -
Email Address:
CEO/President Tony Budet
Members 225,737 
Full-Time Employees 645 
Part-Time Employees 16 
Number of Branch Offices 22 
Total Assets 2,209,050,746 

Compare University Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Public Employees CU 10th Street Branch 306 E 10th St 78768 (512) 474-1955 No 0.40
Velocity CU Main Branch 610 E 11th St 78767 (512) 469-7000 No 0.57
Vatat CU VATAT Credit Union 614 E 12th St 78701 (512) 472-3258 No 0.63
Travis County CU Main Office 1101 N Interstate 35 78702 (512) 477-2641 No 0.71
Lcra CU FPP 104 E State Highway 71 Byp 78760 (979) 639-0023 No 3.08

University Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

University Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 6.90 2.15 2.15 2.50 3.88
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 43 46 31 7 88
Rank Among All Texas Credit Unions 6 13 11 2 12

University Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.25 0.10 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 105 332 266
Rank Among All Texas Credit Unions N/A 51 22 115 70
University Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 6.90046,853122,892,373
All Other Unsecured Loans/Lines of Credit 13.90024,61756,789,671
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 10.2403162,791,737
New Vehicle Loans 2.1508,935188,403,593
Used Vehicle Loans 2.15034,325486,947,219
Total 1st Mortgage Real Estate Loans/Lines of Credit 2.5003,052959,785,105
Total Other Real Estate Loans/Lines of Credit 3.8801,18444,236,367
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0502,24432,975,117
TOTAL LOANS & LEASES 121,5261,894,821,182

University Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 808270,410,110973281,528,270
    b. 15 Years or less 91795,242,56029855,917,176
    a. > 15 years 608294,738,1124640,521,119
    b. 15 Years or less 553265,270,68810260,448,224
Other Fixed Rate 246,906,656276,086,846
Adjustable Rate 1 yr or less 14227,216,979235,509,483
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1,12939,458,97620615,012,755
Closed-End Adjustable Rate 421,437,1392151,800
Open-End Adjustable Rate 0000
Open-End Fixed Rate 133,340,25211496,399
TOTALS 4,2361,004,021,4721,688465,672,072


Interest Only & Payment Option 1st Mortgage Loans 3125,067,6859,189,537
Interest Only & Payment Option Other RE/LOC Loans 113,177,317205,709
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

University Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes