University & Community Federal Credit Union

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A short history of University & Community FCU

Since its inception in 1968 the University & Community Federal Credit Union has been serving its members in the Stillwater, Oklahoma area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Phil Dysinger, the University & Community FCU has grown its membership to over 12,311 with assets of more than $116,634,491. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (405) 743-3328 or email them at creditunion@cuintouch.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Stillwater, OK.

General Information For University & Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 18965
Address 311 E McElroy 
City Stillwater 
State Oklahoma 
Zip-Code 74075
Phone Number (405) 743-3328
Fax Number (405) 743-3350
Email Address: creditunion@cuintouch.com
CEO/President Phil Dysinger
Members 12,311 
Full-Time Employees 24 
Part-Time Employees
Number of Branch Offices
Total Assets 116,634,491 
Website http://www.cuintouch.com 

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University & Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


University & Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 3.29 3.99 5.00 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 180 202 268 168
Rank Among All Oklahoma Credit Unions 25 17 15 25 7

University & Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.23 0.30 0.45 1.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 103 97 274 145
Rank Among All Oklahoma Credit Unions N/A 12 10 33 5
University & Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.9001,435896,941
All Other Unsecured Loans/Lines of Credit 10.9905111,189,289
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.29054011,594,103
Used Vehicle Loans 3.9901,47317,899,336
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.00030329,096,420
Total Other Real Estate Loans/Lines of Credit 4.5001623,007,405
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.4903613,942,155
TOTAL LOANS & LEASES 4,78567,625,649

University & Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 141,966,6862390,300
    b. 15 Years or less 13311,023,560222,796,054
Balloon/Hybrid
    a. > 15 years 262,756,06000
    b. 15 Years or less 1142,46000
Other Fixed Rate 231,028,8386585,457
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 10612,178,8162419,955

OTHER REAL ESTATE

Closed-End Fixed Rate 1322,799,45414578,741
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 30207,951331,479
Open-End Fixed Rate 0000
TOTALS 46532,103,825494,801,986

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

University & Community Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes