United Energy Credit Union

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A short history of United Energy CU

Since its inception in 1934 the United Energy Credit Union has been serving its members in the Humble, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Debbie Hendrix, the United Energy CU has grown its membership to over 3,888 with assets of more than $26,516,956. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (281) 964-1777 or email them at uecu@unitedenergycu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Humble, TX.

General Information For United Energy CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67493
Address 8790 F.M. 1960 Bypass W. Ste 500A 
City Humble 
State Texas 
Zip-Code 77338
Phone Number (281) 964-1777
Fax Number (281) 964-1720
Email Address: uecu@unitedenergycu.com
CEO/President Debbie Hendrix
Members 3,888 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 26,516,956 
Website http://www.unitedenergycu.com 

Compare United Energy Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Houston Belt & Terminal CU Houston Belt & Terminal FCU 9810 FM 1960 Bypass Rd W Ste 105 77338 (281) 548-3377 No 1.12
Investex CU InvesTex Credit Union 230 Cypresswood Dr Ste H 77338 (281) 449-0109 No 7.21
Team Financial CU Team Financial Federal Credit Union 10959 Ella Blvd Ste C 77067 (281) 876-2501 No 9.58
Light Commerce CU LIGHT COMMERCE CREDIT UNION 11235 Crown Park Dr 77267 (281) 876-7576 No 10.24
Houston Metropolitan CU Fiserv Galaxy Systems 5600 Crooks Rd Ste 101 48098 (800) 876-9000 No 12.72

United Energy Credit Union Financial Performance Charts

Performance Charts

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Financial Data

United Energy Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 3.99 4.49 8.80 7.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 279 263 482 457
Rank Among All Texas Credit Unions 91 104 96 138 120

United Energy Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.70 1.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 224 118
Rank Among All Texas Credit Unions N/A 34 N/A 75 18
United Energy Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.000389650,459
All Other Unsecured Loans/Lines of Credit 8.0001,5781,531,031
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9902294,973,003
Used Vehicle Loans 4.4904635,214,419
Total 1st Mortgage Real Estate Loans/Lines of Credit 8.800399,958
Total Other Real Estate Loans/Lines of Credit 7.500116,138
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.00079697,978
TOTAL LOANS & LEASES 2,74213,182,986

United Energy Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 130,45100
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 269,50700


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 116,13800
Open-End Fixed Rate 0000
TOTALS 4116,09600


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

United Energy Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes