United Credit Union

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A short history of United CU

Since its inception in 1953 the United Credit Union has been serving its members in the COUNCIL BLUFFS, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Andrena MacLeod, the United CU has grown its membership to over 2,323 with assets of more than $17,209,012. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (712) 322-0841 or email them at unitedcredit@mcleodusa.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in COUNCIL BLUFFS, IA.

General Information For United CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65557
Address 1900 WEST BROADWAY 
State Iowa 
Zip-Code 51501
Phone Number (712) 322-0841
Fax Number (712) 322-0828
Email Address: unitedcredit@mcleodusa.net
CEO/President Andrena MacLeod
Members 2,323 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 17,209,012 
Website http://www.unitedcreditunion.org 

Compare United Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
North Western Employees CU North Western Employees CU Main Office 1411 W Broadway 51501 (712) 328-2787 No 2.09
Union Pacific Streamliner CU Union Pacific Streamliner FCU 1400 Douglas St 68179 (402) 544-2500 No 3.48
Gallup CU Gallup FCU 1001 Gallup Dr 68102 (402) 938-6800 No 3.48
Omaha Public Power Dist Emp CU OPPD Employees FCU E/AR/EP 5 68102 (402) 636-3177 No 3.49
Woodmen CU Woodmen Federal Credit Union 1700 FARNAM ST FL 10 68102 (402) 271-7285 No 3.69

United Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

United Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.50 5.50 6.25 6.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 341 384 392 368
Rank Among All Iowa Credit Unions N/A 50 47 41 46

United Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.65 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 234 192
Rank Among All Iowa Credit Unions N/A 24 N/A 31 22
United Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.750131302,635
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.500611,111,588
Used Vehicle Loans 5.5002622,208,132
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.25017665,607
Total Other Real Estate Loans/Lines of Credit 6.2508154,239
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.500102946,999
TOTAL LOANS & LEASES 5815,389,200

United Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 17665,607170,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 8154,239130,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 25819,8462100,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

United Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes