United Community Federal Credit Union

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A short history of United Community FCU

Since its inception in 1951 the United Community Federal Credit Union has been serving its members in the West Mifflin, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Pastirik, the United Community FCU has grown its membership to over 10,951 with assets of more than $93,361,807. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (412) 653-8000 or email them at generalinfo@unitedcommunityfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in West Mifflin, PA.

General Information For United Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7415
Address 6010 Mountain View Dr 
City West Mifflin 
State Pennsylvania 
Zip-Code 15122
Phone Number (412) 653-8000
Fax Number (412) 653-5076
Email Address: generalinfo@unitedcommunityfcu.org
CEO/President Michael Pastirik
Members 10,951 
Full-Time Employees 23 
Part-Time Employees
Number of Branch Offices
Total Assets 93,361,807 
Website http://www.unitedcommunityfcu.org 

Compare United Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Irvin Works CU United Community FCU 6010 Mountain View Dr 15122 (412) 653-8000 No 0.53
City Of Mckeesport Employees CU McKeesport FCU 500 5th Ave 15132 (412) 675-5020 No 2.25
Copper & Glass CU COPPER & GLASS FCU 531 MONONGAHELA ave 15045 (412) 673-9028 No 2.57
Century Heritage CU 04-West Mifflin 700 REGIS AVE 15236 (412) 650-2600 No 3.00
Financial Advantage CU Headquarters 300 E 8th Ave 15120 (412) 461-5100 No 3.15

United Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


United Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.12 3.98 4.34 4.68
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 158 201 185 193
Rank Among All Pennsylvania Credit Unions N/A 60 64 56 70

United Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.08 0.36 0.32
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 138 292 257
Rank Among All Pennsylvania Credit Unions N/A 42 28 80 54
United Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.4804221,062,082
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.12052610,514,918
Used Vehicle Loans 3.9801,30914,456,450
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.34031210,793,010
Total Other Real Estate Loans/Lines of Credit 4.6801613,683,186
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0602781,348,547
TOTAL LOANS & LEASES 3,00841,858,193

United Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 3029,632,04217822,760
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 101,160,96800

OTHER REAL ESTATE

Closed-End Fixed Rate 1302,551,18912389,666
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 311,131,9973159,700
Open-End Fixed Rate 0000
TOTALS 47314,476,196321,372,126

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

United Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes