United 1st Federal Credit Union

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A short history of United 1st FCU

Since its inception in 1943 the United 1st Federal Credit Union has been serving its members in the KINGSLAND, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Patrick Conn, the United 1st FCU has grown its membership to over 22,564 with assets of more than $149,845,210. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (912) 729-2800 or email them at services@united1fcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in KINGSLAND, GA.

General Information For United 1st FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4999
Address 162 N. GROSS ROAD 
City KINGSLAND 
State Georgia 
Zip-Code 31548
Phone Number (912) 729-2800
Fax Number (912) 882-2314
Email Address: services@united1fcu.org
CEO/President Patrick Conn
Members 22,564 
Full-Time Employees 79 
Part-Time Employees
Number of Branch Offices
Total Assets 149,845,210 
Website http://www.united1stfcu.org 

Compare United 1st Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Container Mutual CU Container Mutual Credit Union 600 N 8th St 32035 (904) 277-5713 No 19.26
Farmers CU FARMERS FEDERAL CREDIT UNION 6611 DUNN AVE 32218 (904) 764-4591 No 26.94
Metro North CU Metro North FCU 310 Dundas Dr 32218 (904) 757-5562 No 28.05
Marshland Community CU GATEWAY 227 GATEWAY CENTER BLVD 31521 (912) 279-2070 No 29.28

United 1st Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


United 1st Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.32 2.25 4.70 4.77 4.97
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 110 57 290 241 226
Rank Among All Georgia Credit Unions 5 11 30 24 15

United 1st Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.18 0.21 N/A 0.76 0.52
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 103 106 N/A 213 225
Rank Among All Georgia Credit Unions 8 18 N/A 19 23
United 1st Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.3202,4534,626,666
All Other Unsecured Loans/Lines of Credit 9.3401,6214,513,203
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2503177,124,423
Used Vehicle Loans 4.7004,28344,866,165
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.77043715,572,492
Total Other Real Estate Loans/Lines of Credit 4.970791,692,741
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.9909089,372,763
TOTAL LOANS & LEASES 10,09887,768,453

United 1st Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 5679,81200
    b. 15 Years or less 37711,706,890422,368,840
Balloon/Hybrid
    a. > 15 years 523,044,7996364,147
    b. 15 Years or less 3140,991168,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 25469,278465,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 541,223,463250,000
Open-End Fixed Rate 0000
TOTALS 51617,265,233552,915,987

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

United 1st Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes