Uni Credit Union

  • +1

A short history of Uni CU

Since its inception in 1955 the Uni Credit Union has been serving its members in the CEDAR FALLS, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Leitha Aten, the Uni CU has grown its membership to over 2,292 with assets of more than $21,409,660. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (319) 273-2479 or email them at memberservices@unicreditunion.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CEDAR FALLS, IA.

General Information For Uni CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65071
Address 802 WEST 29TH STREET 
State Iowa 
Zip-Code 50613
Phone Number (319) 273-2479
Fax Number (319) 266-3761
Email Address: memberservices@unicreditunion.org
CEO/President Leitha Aten
Members 2,292 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 21,409,660 
Website http://www.unicreditunion.org 

Compare Uni Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cedar Falls Community CU CUNA Mutual Insurance 2000 Heritage Way 50677 (319) 483-2241 No 2.63
Warren CU Systronics, Inc. 14902 W 117th St 66062 (866) 829-9229 No 6.21
Veridian CU Edgewood Hy-Vee 5050 Edgewood Rd NE 50704 (319) 236-5600 No 6.21
Allen Hospital Personnel CU Allen Hospital Personnel Credit Union 1825 Logan Ave 50703 (319) 235-3678 No 7.84
Waterloo Firemen's CU Waterloo Firemen's Credit Union 425 E 3rd St 50703 (319) 236-3803 No 7.99

Uni Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Uni Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 2.54 3.19 N/A 3.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 88 115 N/A 99
Rank Among All Iowa Credit Unions 22 8 12 N/A 10

Uni Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.20 N/A 0.25 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 108 N/A 310 266
Rank Among All Iowa Credit Unions 15 17 N/A 40 33
Uni Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900245289,196
All Other Unsecured Loans/Lines of Credit 10.740178497,502
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.540761,259,391
Used Vehicle Loans 3.1902512,305,643
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 3.990752,626,590
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.99033245,425
TOTAL LOANS & LEASES 8587,223,747

Uni Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 712,406,46600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 4220,12400
Open-End Fixed Rate 0000
TOTALS 752,626,59000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Uni Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes