Ufirst Federal Credit Union

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A short history of Ufirst FCU

Since its inception in 1971 the Ufirst Federal Credit Union has been serving its members in the Plattsburgh, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Linda Bourgeois, the Ufirst FCU has grown its membership to over 7,330 with assets of more than $69,585,354. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (518) 324-5700 or email them at lindab@ufirstfcu.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Plattsburgh, NY.

General Information For Ufirst FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20613
Address 274 Rugar St 
City Plattsburgh 
State New York 
Zip-Code 12901
Phone Number (518) 324-5700
Fax Number (518) 324-5777
Email Address: lindab@ufirstfcu.net
CEO/President Linda Bourgeois
Members 7,330 
Full-Time Employees 18 
Part-Time Employees
Number of Branch Offices
Total Assets 69,585,354 
Website http://www.ufirstfcu.net 

Compare Ufirst Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Gp Community CU GP Community FCU 53 Weed St 12901 (518) 563-1338 No 0.37
Cvph Employees CU LOCATION OF RECORDS 75 BEEKMAN ST 12901 (518) 562-7030 No 0.56
Plattsburgh City School District CU Plattsburgh City School District FCU 49 Broad St Ste 101 12901 (518) 561-4510 No 0.68
Peru CU Peru Federal Credit Union 700 Bear Swamp Rd 12972 (518) 643-9915 No 9.37
Dannemora CU Dannemora-Tom Miller 344 Tom Miller Rd 12901 (518) 825-0323 No 13.18

Ufirst Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Ufirst Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 5.17 7.84 4.25 2.73
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 415 618 174 13
Rank Among All New York Credit Unions 44 126 156 61 5

Ufirst Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.17 0.47 0.42
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 122 270 240
Rank Among All New York Credit Unions N/A 38 34 69 62
Ufirst Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9901,2942,176,129
All Other Unsecured Loans/Lines of Credit 8.3207703,535,741
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 3.1101190
New Vehicle Loans 5.1702846,259,195
Used Vehicle Loans 7.8406999,367,659
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2501348,826,714
Total Other Real Estate Loans/Lines of Credit 2.73039842,344
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.8706887,857,285
TOTAL LOANS & LEASES 3,90938,865,257

Ufirst Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6439,29500
    b. 15 Years or less 702,844,6394302,000
    a. > 15 years 323,781,9807897,100
    b. 15 Years or less 261,760,80000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 28552,996393,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 11289,3482100,000
Open-End Fixed Rate 0000
TOTALS 1739,669,058161,392,100


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ufirst Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes