U. S. Employees Credit Union

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A short history of U. S. Employees CU

Since its inception in 1953 the U. S. Employees Credit Union has been serving its members in the Chicago, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Eric Stiegel, the U. S. Employees CU has grown its membership to over 8,272 with assets of more than $84,993,056. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (312) 922-5310 or email them at service@usemployees.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Chicago, IL.

General Information For U. S. Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61793
Address 230 S. Dearborn, Suite #2962 
City Chicago 
State Illinois 
Zip-Code 60604
Phone Number (312) 922-5310
Fax Number (312) 922-8609
Email Address: service@usemployees.org
CEO/President Eric Stiegel
Members 8,272 
Full-Time Employees 25 
Part-Time Employees
Number of Branch Offices
Total Assets 84,993,056 
Website http://www.usemployees.org 

Compare U. S. Employees Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sourceone CU MAIN OFFICE 542 S DEARBORN ST Ste 410 60605 (312) 922-0495 No 0.27
Peoples Energy CU Main 200 E Randolph St Fl 22 60601 (312) 240-4970 No 0.27
D'puc CU DPUC Credit Union 33 S State St Rm 8109 60603 (312) 793-5721 No 0.31
Chicago Municipal Employees CU Austin 4909 W Division St Ste 100 60651 (312) 236-2326 No 0.33
St. Jude CU Main Office 205 W MONROE ST FL 7 60606 (312) 544-8213 No 0.53

U. S. Employees Credit Union Financial Performance Charts


Performance Charts

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Financial Data


U. S. Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.99 3.99 2.75 3.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 279 202 13 99
Rank Among All Illinois Credit Unions N/A 78 53 1 17

U. S. Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.06 0.15 0.40 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 139 124 284 283
Rank Among All Illinois Credit Unions N/A 38 24 50 48
U. S. Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.1501,7946,216,968
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.990951,404,246
Used Vehicle Loans 3.9904695,436,432
Total 1st Mortgage Real Estate Loans/Lines of Credit 2.750122,133,073
Total Other Real Estate Loans/Lines of Credit 3.990381,498,083
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.060763,974,682
TOTAL LOANS & LEASES 2,48420,663,484

U. S. Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2144,76100
    b. 15 Years or less 71,382,1742410,100
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 1198,25200
Adjustable Rate 1 yr or less 182,59700
Adjustable Rate > 1 yr 1325,28900

OTHER REAL ESTATE

Closed-End Fixed Rate 16578,3155265,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 22919,76826212,856
Open-End Fixed Rate 0000
TOTALS 503,631,15633888,456

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

U. S. Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes