Twin Oaks Federal Credit Union

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A short history of Twin Oaks FCU

Since its inception in 1977 the Twin Oaks Federal Credit Union has been serving its members in the Apple Grove, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Carrie Payne, the Twin Oaks FCU has grown its membership to over 1,175 with assets of more than $5,528,947. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (304) 576-4056 or email them at service@twinoaksfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Apple Grove, WV.

General Information For Twin Oaks FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 22681
Address PO Box 70 
City Apple Grove 
State West Virginia 
Zip-Code 25502
Phone Number (304) 576-4056
Fax Number (304) 576-2447
Email Address: service@twinoaksfcu.com
CEO/President Carrie Payne
Members 1,175 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 5,528,947 
Website http://www.twinoaksfcu.com 

Compare Twin Oaks Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Putnam School Employees CU Vital Records Center 101 Roosevelt Blvd 25070 (304) 586-3900 No 14.06
First Priority CU Ashland 1140 Carter Ave 25704 (304) 522-9450 No 20.34
Universal CU Mall Branch 117 Mall RD 25504 (304) 697-2919 No 23.27
Peoples CU Main 419 1st Ave S 25143 (304) 722-2274 No 24.57
Metro Community CU Metro Community Federal CU 215 18th St 25703 (304) 697-4652 No 24.69

Twin Oaks Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Twin Oaks Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 7.30 8.30 8.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 560 650 470 N/A
Rank Among All West Virginia Credit Unions N/A 49 53 37 N/A

Twin Oaks Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.44 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 276 N/A
Rank Among All West Virginia Credit Unions N/A 19 N/A 28 N/A
Twin Oaks Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.600266748,004
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 7.300421,031,691
Used Vehicle Loans 8.3002232,401,830
Total 1st Mortgage Real Estate Loans/Lines of Credit 8.000221,560
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 13.6001071,071,965
TOTAL LOANS & LEASES 6405,275,050

Twin Oaks Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 221,56000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 221,56000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Twin Oaks Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No