Trugrocer Federal Credit Union

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A short history of Trugrocer FCU

Since its inception in 1965 the Trugrocer Federal Credit Union has been serving its members in the BOISE, Idaho area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Phyllis Thomason Adkins, the Trugrocer FCU has grown its membership to over 29,225 with assets of more than $263,807,040. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (208) 385-5200 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BOISE, ID.

General Information For Trugrocer FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17127
Address P. O. BOX 8145 
State Idaho 
Zip-Code 83707
Phone Number (208) 385-5200
Fax Number (208) 385-5290
Email Address:
CEO/President Phyllis Thomason Adkins
Members 29,225 
Full-Time Employees 41 
Part-Time Employees
Number of Branch Offices
Total Assets 263,807,040 

Compare Trugrocer Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
E.s.a. CU Health Care Idaho CU 208 W JEFFERSON ST 83702 (208) 381-2099 No 0.25
Health Care Idaho CU Main Office 208 W Jefferson St 83702 (208) 275-0069 No 0.38
St. Alphonsus Medical CU Trinity Health Informations Systems 3025 W Cherry Ln 83706 (208) 367-7255 No 2.78
Icon CU Admin 7615 W Riverside Dr 83714 (208) 344-7948 No 5.09
Idaho United CU Main Office 3103 E Saint Lukes ST 83701 (208) 388-2138 No 7.50

Trugrocer Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Trugrocer Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 16.90 1.90 1.90 3.95 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 544 28 16 133 132
Rank Among All Idaho Credit Unions 24 1 1 6 5

Trugrocer Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.55 1.21 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 55 133 205
Rank Among All Idaho Credit Unions N/A 8 2 10 12
Trugrocer Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 16.9001,6381,871,259
All Other Unsecured Loans/Lines of Credit 7.4505,0923,655,624
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9003346,396,614
Used Vehicle Loans 1.9001,72919,290,200
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.95031742,541,916
Total Other Real Estate Loans/Lines of Credit 4.250912,263,655
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.2002153,480,741
TOTAL LOANS & LEASES 9,41679,500,009

Trugrocer Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 18828,198,889112,765,577
    b. 15 Years or less 12914,343,027122,048,162
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 124,273124,383
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 902,239,38210439,058
Open-End Fixed Rate 0000
TOTALS 40844,805,571345,277,180


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Trugrocer Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes