Tri State Rail Federal Credit Union

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A short history of Tri State Rail FCU

Since its inception in 1949 the Tri State Rail Federal Credit Union has been serving its members in the ERIE, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Steven Tessmer, the Tri State Rail FCU has grown its membership to over 2,857 with assets of more than $14,636,444. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (814) 455-0092 or email them at admin@tristaterailfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ERIE, PA.

General Information For Tri State Rail FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6070
Address 110 W 13TH ST 
City ERIE 
State Pennsylvania 
Zip-Code 16501
Phone Number (814) 455-0092
Fax Number (814) 454-5855
Email Address: admin@tristaterailfcu.com
CEO/President Steven Tessmer
Members 2,857 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 14,636,444 
Website http://www.tristaterailfcu.com 

Compare Tri State Rail Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Erie Community CU Girard 9189 Ridge Rd 16417 (814) 402-4020 No 0.29
Erie Police CU Corp Office 626 STATE ST # 112 16501 (814) 453-2540 No 0.38
Saint Vincent Erie CU SV FCU 2314 Sassafras St Ste 100 16502 (814) 452-5742 No 0.86
I B E W Local 56 CU IBEW Local #56 Federal Credit Union 962 W 20TH ST 16502 (814) 455-2270 No 1.08
Erie Times CU Credit Union Office 335 Metz St 16508 (814) 459-0853 No 1.48

Tri State Rail Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Tri State Rail Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 3.90 4.90 3.90 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 262 312 126 168
Rank Among All Pennsylvania Credit Unions 67 98 103 33 62

Tri State Rail Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A N/A N/A
Rank Among All Pennsylvania Credit Unions N/A 37 N/A N/A N/A
Tri State Rail Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.000394436,249
All Other Unsecured Loans/Lines of Credit 8.900155657,553
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.900671,016,929
Used Vehicle Loans 4.9001521,351,747
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.90021452,309
Total Other Real Estate Loans/Lines of Credit 4.50026980,197
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.990980,725
TOTAL LOANS & LEASES 8244,975,709

Tri State Rail Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 21452,30900
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 26980,1974271,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 471,432,5064271,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Tri State Rail Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes