Tradesmen Community Credit Union

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A short history of Tradesmen Community CU

Since its inception in 1954 the Tradesmen Community Credit Union has been serving its members in the Des Moines, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Rachel Ballenger, the Tradesmen Community CU has grown its membership to over 5,616 with assets of more than $54,642,792. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (515) 243-8735 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Des Moines, IA.

General Information For Tradesmen Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64361
Address PO Box 1496 
City Des Moines 
State Iowa 
Zip-Code 50305
Phone Number (515) 243-8735
Fax Number (515) 243-4423
Email Address:
CEO/President Rachel Ballenger
Members 5,616 
Full-Time Employees 15 
Part-Time Employees
Number of Branch Offices
Total Assets 54,642,792 

Compare Tradesmen Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Des Moines Metro CU Main Office 100 University Ave 50314 (515) 283-4195 No 0.42
Capitol View CU Main office 1000 E Grand Ave 50319 (515) 725-2167 No 0.63
Village CU fiserv 3031 Airpark Dr N 50305 (800) 359-3362 No 0.89
Des Moines Police Officers CU Des Moines Police Officers Credit Union 210 Walnut St Rm 927 50309 (515) 243-2677 No 0.94
Polk County CU Polk County Credit Union 111 Court Ave Ste 110 50309 (515) 244-8647 No 1.13

Tradesmen Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Tradesmen Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 3.80 7.00 4.25 5.85
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 250 545 174 325
Rank Among All Iowa Credit Unions 22 39 57 26 42

Tradesmen Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.38 1.15 1.20 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 77 13 134 158
Rank Among All Iowa Credit Unions N/A 11 1 14 16
Tradesmen Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900574545,742
All Other Unsecured Loans/Lines of Credit 12.900353496,690
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.8001503,506,474
Used Vehicle Loans 7.0001,39111,883,693
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250625,329,052
Total Other Real Estate Loans/Lines of Credit 5.8501293,024,730
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.7503033,140,937
TOTAL LOANS & LEASES 2,96227,927,318

Tradesmen Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 312,703,8785471,600
    a. > 15 years 161,579,5122238,200
    b. 15 Years or less 14953,1381150,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 192,52400


Closed-End Fixed Rate 1112,460,88419351,776
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 18563,8462315,818
Open-End Fixed Rate 0000
TOTALS 1918,353,782291,527,394


Interest Only & Payment Option 1st Mortgage Loans 5394,6330
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Tradesmen Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes