Town And Country Credit Union

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A short history of Town And Country CU

Since its inception in 1939 the Town And Country Credit Union has been serving its members in the Harlan, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Denny Siemers, the Town And Country CU has grown its membership to over 2,535 with assets of more than $23,172,394. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (712) 755-3881 or email them at cuservices@towncountrycu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Harlan, IA.

General Information For Town And Country CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65168
Address PO Box 310 
City Harlan 
State Iowa 
Zip-Code 51537
Phone Number (712) 755-3881
Fax Number (712) 755-5536
Email Address: cuservices@towncountrycu.com
CEO/President Denny Siemers
Members 2,535 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 23,172,394 
Website http://www.towncountrycu.com 

Compare Town And Country Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Nishna Valley CU NISHNA VALLEY CREDIT UNION 200 MAPLE ST 50022 (712) 243-6645 No 20.47
Consumers CU Consumers Credit Union 1404 Broadway 51442 (712) 263-5605 No 26.86

Town And Country Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Town And Country Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 4.73 9.21 4.44 5.22
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 366 705 199 257
Rank Among All Iowa Credit Unions 14 52 65 27 34

Town And Country Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 1.08 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 157 N/A
Rank Among All Iowa Credit Unions N/A 15 N/A 17 N/A
Town And Country Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900373456,310
All Other Unsecured Loans/Lines of Credit 12.550248458,161
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.73035715,092
Used Vehicle Loans 9.2106897,669,386
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.440907,125,088
Total Other Real Estate Loans/Lines of Credit 5.220873,719,955
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.98076751,055
TOTAL LOANS & LEASES 1,59820,895,047

Town And Country Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 111,147,80800
    b. 15 Years or less 11573,17600
Balloon/Hybrid
    a. > 15 years 474,201,7468722,966
    b. 15 Years or less 14787,66500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 7414,693741,558
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 486,21800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 833,633,737451,043,182
Open-End Fixed Rate 0000
TOTALS 17710,845,043601,807,706

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 3173,75241,558
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Town And Country Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes