Total Community Credit Union

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A short history of Total Community CU

Since its inception in 1960 the Total Community Credit Union has been serving its members in the TAYLOR, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Susette Schirm, the Total Community CU has grown its membership to over 6,871 with assets of more than $64,853,349. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (313) 291-3300 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TAYLOR, MI.

General Information For Total Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62245
Address 25155 GODDARD RD, P.O. BOX 547 
State Michigan 
Zip-Code 48180
Phone Number (313) 291-3300
Fax Number (313) 291-6899
Email Address:
CEO/President Susette Schirm
Members 6,871 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 64,853,349 

Compare Total Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Community Focus CU Community Focus Federal Credit Union 3815 W Jefferson Ave 48229 (313) 386-5200 No 3.93
Public Service CU Redford Branch 26838 Plymouth Rd 48174 (734) 641-8400 No 4.34
Lincoln Park Community CU LPCCU Main Office 1400 Emmons Blvd 48146 (313) 389-2300 No 4.51
Great Lakes Members CU Chiropractic Federal Credit Union 23617 Liberty St 48335 (248) 478-4020 No 5.42
Advantage One CU Advantage One Credit Union 14750 King Rd 48193 (734) 676-7000 No 6.43

Total Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Total Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 3.35 4.21 4.51 5.51
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 187 227 206 290
Rank Among All Michigan Credit Unions 80 57 60 61 63

Total Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.24 0.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 311 291
Rank Among All Michigan Credit Unions N/A 19 N/A 72 64
Total Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9001,4522,110,489
All Other Unsecured Loans/Lines of Credit 11.7803,6712,915,423
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.3502734,538,446
Used Vehicle Loans 4.2104764,302,643
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.510271,234,689
Total Other Real Estate Loans/Lines of Credit 5.5102194,874,748
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.2901391,338,781
TOTAL LOANS & LEASES 6,25721,315,219

Total Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 10666,18400
    b. 15 Years or less 17568,50500
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2094,735,967221,005,700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 10138,781125,000
Open-End Fixed Rate 0000
TOTALS 2466,109,437231,030,700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Total Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes