Thornapple Credit Union

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A short history of Thornapple CU

Since its inception in 1964 the Thornapple Credit Union has been serving its members in the HASTINGS, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Amy Byers, the Thornapple CU has grown its membership to over 5,253 with assets of more than $27,231,711. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (269) 948-8369 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HASTINGS, MI.

General Information For Thornapple CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62196
Address PO BOX 289 
State Michigan 
Zip-Code 49058
Phone Number (269) 948-8369
Fax Number (269) 948-9431
Email Address:
CEO/President Amy Byers
Members 5,253 
Full-Time Employees
Part-Time Employees 13 
Number of Branch Offices
Total Assets 27,231,711 

Compare Thornapple Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Community West CU Kentwood 4045 60th ST SE 49518 (616) 261-5657 No 19.24
Lake Michigan CU 68th St 675 68th St SW 49501 (616) 242-9790 No 21.51
Grand Trunk Battle Creek Emp CU Main Office 1275 Raymond Rd N 49014 (269) 965-1381 No 22.98
Preferred CU Hastings 329 N Michigan Ave 49058 (269) 945-8706 No 23.05
River Valley CU Lowell 2500 W Main St 49331 (616) 897-0564 No 23.70

Thornapple Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Thornapple Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.39 3.67 5.88 4.33 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 192 232 430 184 100
Rank Among All Michigan Credit Unions 27 71 103 49 15

Thornapple Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.50 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 263 211
Rank Among All Michigan Credit Unions N/A 16 28 59 45
Thornapple Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.3906131,089,544
All Other Unsecured Loans/Lines of Credit 11.9205902,252,831
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.75011377,133
New Vehicle Loans 3.6701121,772,864
Used Vehicle Loans 5.8809137,208,025
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.330564,784,898
Total Other Real Estate Loans/Lines of Credit 4.000501,666,191
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.1401331,260,964
TOTAL LOANS & LEASES 2,47820,412,450

Thornapple Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 414,123,2731240,000
    b. 15 Years or less 15661,62500
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 002134,400
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 8181,02800
Open-End Adjustable Rate 421,485,1636280,145
Open-End Fixed Rate 0000
TOTALS 1066,451,0899654,545


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Thornapple Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes