The West Tennessee Credit Union

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A short history of The West Tennessee CU

Since its inception in 1967 the The West Tennessee Credit Union has been serving its members in the MEMPHIS, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dean Trudeau, the The West Tennessee CU has grown its membership to over 1,320 with assets of more than $17,491,801. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (901) 358-3796 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MEMPHIS, TN.

General Information For The West Tennessee CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60726
Address 2521 FITE RD 
City MEMPHIS 
State Tennessee 
Zip-Code 38127
Phone Number (901) 358-3796
Fax Number (901) 358-8255
Email Address: none
CEO/President Dean Trudeau
Members 1,320 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 17,491,801 
Website http://www.wtncu.org 

Compare The West Tennessee Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Kimberly Clark CU Main Office 1520 N 2nd St 38107 (901) 521-4646 No 5.17
Bulab Employees CU Bulab Employees FCU 1256 N McLean Blvd 38108 (901) 272-8325 No 7.07
Fedtrust CU Eaglecrest 225 N Humphreys Blvd Ste 1029 38120 (901) 747-3631 No 7.42
Shelby County CU SHELBY COUNTY FEDERAL CREDIT UNION 150 Washington Ave 38103 (901) 222-1900 No 7.49
Agility Financial CU Agility Financial Credit Union 2005 Nonconnah Blvd 38132 (901) 332-2685 No 8.18

The West Tennessee Credit Union Financial Performance Charts


Performance Charts

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Financial Data


The West Tennessee Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.50 2.78 3.86 5.45 6.72
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 434 118 186 320 409
Rank Among All Tennessee Credit Unions 37 26 22 52 40

The West Tennessee Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.35 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 293 243
Rank Among All Tennessee Credit Unions N/A 10 N/A 40 34
The West Tennessee Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.500212769,833
All Other Unsecured Loans/Lines of Credit 14.570240807,025
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.780892,335,162
Used Vehicle Loans 3.8602203,901,704
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.4506266,232
Total Other Real Estate Loans/Lines of Credit 6.720213,869
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.480761,094,159
TOTAL LOANS & LEASES 8459,187,984

The West Tennessee Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1131,92700
    b. 15 Years or less 5134,30500
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 13,86300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 110,00600
TOTALS 8280,10100

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

The West Tennessee Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes