The Municipal Credit Union

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A short history of The Municipal CU

Since its inception in 1938 the The Municipal Credit Union has been serving its members in the Sioux City, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Roger Hake, the The Municipal CU has grown its membership to over 2,014 with assets of more than $16,995,989. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (712) 255-3400 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Sioux City, IA.

General Information For The Municipal CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64021
Address 103 So. Fairmount 
City Sioux City 
State Iowa 
Zip-Code 51106
Phone Number (712) 255-3400
Fax Number (712) 255-1222
Email Address:
CEO/President Roger Hake
Members 2,014 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 16,995,989 

Compare The Municipal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sioux Valley Community CU Sergeant Bluff 105 Sergeant Square Dr 51102 (712) 943-5868 No 4.50
Siouxland CU Siouxland Federal Credit Union 200 Tower Rd 51102 (605) 232-9580 No 5.28
Telco-triad Community CU Denison Office 11 N 7th St 51442 (712) 263-8100 No 5.74
N.w. Iowa CU NW Iowa Credit Union 1411 Industrial Rd SW 51031 (712) 546-7676 No 22.76

The Municipal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

The Municipal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.59 4.66 5.25 5.55
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 220 286 297 295
Rank Among All Iowa Credit Unions N/A 35 33 35 40

The Municipal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.40 N/A 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 75 N/A 263 227
Rank Among All Iowa Credit Unions N/A 10 N/A 34 27
The Municipal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.900165536,752
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.590431,069,444
Used Vehicle Loans 4.6602051,931,613
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.250412,536,947
Total Other Real Estate Loans/Lines of Credit 5.550621,298,489
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.99095638,941
TOTAL LOANS & LEASES 6118,012,186

The Municipal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 412,536,9472168,960
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 621,298,48919530,204
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1033,835,43621699,164


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

The Municipal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes