Texoma Federal Credit Union

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A short history of Texoma FCU

Since its inception in 1941 the Texoma Federal Credit Union has been serving its members in the Fritch, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Fred Cooper, the Texoma FCU has grown its membership to over 1,064 with assets of more than $12,412,763. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (806) 857-3319 or email them at texomafcu@cableone.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Fritch, TX.

General Information For Texoma FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4292
Address P.O. Box 310 
City Fritch 
State Texas 
Zip-Code 79036
Phone Number (806) 857-3319
Fax Number (806) 857-3324
Email Address: texomafcu@cableone.net
CEO/President Fred Cooper
Members 1,064 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 12,412,763 
Website http://www.texomafcu.com 

Compare Texoma Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Pantex CU WalMart Office 1501 W Roosevelt St 79008 (806) 273-5698 No 7.71
Borger CU Borger Federal Credit Union 1051 N Florida St 79007 (806) 273-9506 No 9.37
H & H CU Main Office 102 North Main Street 79083 (806) 878-2452 No 12.17
Skel-tex CU Skel-Tex Credit Union 404 Main St 79080 (806) 848-2413 No 22.18
Bivins CU Bivins Federal Credit Union 9309 W CIG Rd Ste A 79058 (806) 935-4226 No 23.71

Texoma Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Texoma Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 3.65 4.00 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 228 203 N/A N/A
Rank Among All Texas Credit Unions 91 84 72 N/A N/A

Texoma Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.40 N/A 0.40 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 75 N/A 284 211
Rank Among All Texas Credit Unions N/A 25 N/A 97 54
Texoma Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.000115155,129
All Other Unsecured Loans/Lines of Credit 11.00084149,710
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.650671,671,611
Used Vehicle Loans 4.0001511,310,987
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0001121,421,558
TOTAL LOANS & LEASES 5294,708,995

Texoma Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Texoma Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No