Texoma Educators Federal Credit Union

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A short history of Texoma Educators FCU

Since its inception in 1957 the Texoma Educators Federal Credit Union has been serving its members in the SHERMAN, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Louella Williams, the Texoma Educators FCU has grown its membership to over 7,565 with assets of more than $82,388,311. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (903) 892-1505 or email them at info@texomaeducators.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SHERMAN, TX.

General Information For Texoma Educators FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11670
Address 506 W. LAMAR ST. 
City SHERMAN 
State Texas 
Zip-Code 75090
Phone Number (903) 892-1505
Fax Number (903) 892-0671
Email Address: info@texomaeducators.com
CEO/President Louella Williams
Members 7,565 
Full-Time Employees 10 
Part-Time Employees 11 
Number of Branch Offices
Total Assets 82,388,311 
Website http://www.texomaeducators.com 

Compare Texoma Educators Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Fannin CU MAIN OFFICE 1737 N STATE HIGHWAY 121 75418 (903) 583-8131 No 20.32
Fannin County Teachers CU FANNIN CO TEACHERS FCU 621 N CENTER ST 75418 (903) 583-4326 No 21.11

Texoma Educators Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Texoma Educators Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.00 1.90 2.90 N/A 8.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 160 28 84 N/A 475
Rank Among All Texas Credit Unions 34 7 35 N/A 127

Texoma Educators Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.15 1.50 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 124 91 243
Rank Among All Texas Credit Unions N/A 43 29 26 61
Texoma Educators Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.0009802,498,770
All Other Unsecured Loans/Lines of Credit 8.9008803,783,854
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.90056912,127,271
Used Vehicle Loans 2.9004605,365,668
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 8.000216,768
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.6302003,018,171
TOTAL LOANS & LEASES 3,09126,810,502

Texoma Educators Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 216,76800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 216,76800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Texoma Educators Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes