Texas Gulf Carolina Emp Credit Union

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A short history of Texas Gulf Carolina Emp CU

Since its inception in 1968 the Texas Gulf Carolina Emp Credit Union has been serving its members in the Aurora, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tina Taylor, the Texas Gulf Carolina Emp CU has grown its membership to over 540 with assets of more than $2,560,336. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (252) 322-4111 or email them at tgcecu@hotmail.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Aurora, NC.

General Information For Texas Gulf Carolina Emp CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66320
Address 1530 NC Highway 306 South 
City Aurora 
State North Carolina 
Zip-Code 27806
Phone Number (252) 322-4111
Fax Number (252) 322-8090
Email Address: tgcecu@hotmail.com
CEO/President Tina Taylor
Members 540 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 2,560,336 
Website  

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Texas Gulf Carolina Emp Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Texas Gulf Carolina Emp Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 9.00 12.00 5.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 611 786 268 N/A
Rank Among All North Carolina Credit Unions N/A 51 57 26 N/A

Texas Gulf Carolina Emp Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.50 N/A 1.50 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 66 N/A 91 N/A
Rank Among All North Carolina Credit Unions N/A 4 N/A 5 N/A
Texas Gulf Carolina Emp Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 16.000232711,272
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 9.00037,667
Used Vehicle Loans 12.00023195,409
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000146,206
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.00020179,218
TOTAL LOANS & LEASES 2791,139,772

Texas Gulf Carolina Emp Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 146,20600
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 146,20600

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Texas Gulf Carolina Emp Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No