Texans Credit Union

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A short history of Texans CU

Since its inception in 1953 the Texans Credit Union has been serving its members in the Richardson, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kevin Durrance, the Texans CU has grown its membership to over 110,731 with assets of more than $1,592,321,068. They have a main office and 13 branch offices. Please see the credit unions website or contact them by phone at (972) 348-2000 or email them at texansmain@texanscu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Richardson, TX.

General Information For Texans CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60806
Address PO Box 853912 
City Richardson 
State Texas 
Zip-Code 75085
Phone Number (972) 348-2000
Fax Number () -
Email Address: texansmain@texanscu.org
CEO/President Kevin Durrance
Members 110,731 
Full-Time Employees 230 
Part-Time Employees 30 
Number of Branch Offices 13 
Total Assets 1,592,321,068 
Website http://WWW.TEXANSCU.ORG 

Compare Texans Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Credit Union Of Texas CU Rockwall Branch 882 W Rusk St 75087 (972) 263-9497 No 2.59
Texas Health Resources CU Texas Health Resources CU 12770 Coit Rd Ste 100 75251 (214) 361-3800 No 2.93
Lifetime CU Blue Cross Blue Shield Texas Bldg 1001 E Lookout Dr 75083 (972) 766-6732 No 2.96
America's CU Motley Branch Office 3001 Motley Dr Ste H 75150 (972) 681-6330 No 4.91
Neighborhood CU Oak Cliff Branch 1515 N Cockrell Hill Rd Ste 112 75380 (214) 748-9393 No 4.97

Texans Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Texans Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 2.94 3.14 4.25 5.74
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 137 108 174 316
Rank Among All Texas Credit Unions 53 47 42 49 70

Texans Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.05 0.20 0.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 142 318 291
Rank Among All Texas Credit Unions N/A 51 38 110 77
Texans Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9905,2214,861,847
All Other Unsecured Loans/Lines of Credit 8.65010,26637,437,660
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9407,523173,014,835
Used Vehicle Loans 3.14013,937213,385,155
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2502,451322,595,246
Total Other Real Estate Loans/Lines of Credit 5.7401,02935,299,784
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.7401,0218,221,233
TOTAL LOANS & LEASES 41,448794,815,760

Texans Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,021205,313,77113333,659,815
    b. 15 Years or less 1,277106,238,54813416,449,569
    a. > 15 years 91,522,53400
    b. 15 Years or less 182,358,85800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1267,161,535571,758,355
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 72622,644,3151084,307,550
Closed-End Adjustable Rate 531,858,49000
Open-End Adjustable Rate 25010,796,9791133,799,306
Open-End Fixed Rate 0000
TOTALS 3,480357,895,03054559,974,595


Interest Only & Payment Option 1st Mortgage Loans 10911,407,3361,670,185
Interest Only & Payment Option Other RE/LOC Loans 25510,946,8014,114,116
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Texans Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes