Symphony Federal Credit Union

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A short history of Symphony FCU

Since its inception in 1968 the Symphony Federal Credit Union has been serving its members in the BOSTON, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Christine Ross, the Symphony FCU has grown its membership to over 311 with assets of more than $3,414,016. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (857) 362-7328 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BOSTON, MA.

General Information For Symphony FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 18861
State Massachusetts 
Zip-Code 02115
Phone Number (857) 362-7328
Fax Number (857) 362-7329
Email Address:
CEO/President Christine Ross
Members 311 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 3,414,016 

Compare Symphony Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Northeastern University CU NORTHEASTERN UNIVERSITY FEDERAL CREDIT UNION 360 HUNTINGTON AVE RM 129 02115 (617) 373-2900 No 0.41
Alpha CU Alpha Credit Union 800 Washington St 02111 (617) 636-5014 No 0.70
Brookline Municipal CU BROOKLINE MUNICIPAL CREDIT UNION 334 WASHINGTON ST 02445 (617) 232-9410 No 1.32
Mass. Institute Of Tech. CU MIT Lincoln Laboratory Branch 244 Wood St # LINA-100 02421 (781) 981-0821 No 1.54
Cambridge Municipal Employees CU Compusource Systems, Inc. 110 John Muir Dr 14228 (800) 295-9100 No 1.80

Symphony Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Symphony Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.71 3.00 5.75 5.63
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 109 92 349 304
Rank Among All Massachusetts Credit Unions N/A 30 20 57 52

Symphony Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.45 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 274 276
Rank Among All Massachusetts Credit Unions N/A 19 27 53 53
Symphony Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.30031360,772
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.710355,753
Used Vehicle Loans 3.00014137,964
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.7502249,348
Total Other Real Estate Loans/Lines of Credit 5.6302230,378
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.960291,009,012
TOTAL LOANS & LEASES 812,043,227

Symphony Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2249,34800
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2230,37800
Open-End Fixed Rate 0000
TOTALS 4479,72600


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Symphony Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No