Sterling Federal Credit Union

  • +1

A short history of Sterling FCU

Since its inception in 1938 the Sterling Federal Credit Union has been serving its members in the STERLING, Colorado area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Darrin Blankenbeckler, the Sterling FCU has grown its membership to over 8,515 with assets of more than $135,921,999. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (970) 522-0111 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in STERLING, CO.

General Information For Sterling FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2840
Address PO BOX 1086 
State Colorado 
Zip-Code 80751
Phone Number (970) 522-0111
Fax Number (970) 522-2614
Email Address:
CEO/President Darrin Blankenbeckler
Members 8,515 
Full-Time Employees 24 
Part-Time Employees
Number of Branch Offices
Total Assets 135,921,999 

Compare Sterling Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)

Sterling Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Sterling Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.99 5.24 4.67 5.08
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 279 355 228 238
Rank Among All Colorado Credit Unions N/A 36 37 34 21

Sterling Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.50 N/A 0.77 0.62
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 66 N/A 211 209
Rank Among All Colorado Credit Unions N/A 3 N/A 20 27
Sterling Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 6.780219522,579
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9901102,622,731
Used Vehicle Loans 5.2401,21613,500,462
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.67033119,766,500
Total Other Real Estate Loans/Lines of Credit 5.08020981,775
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9504006,053,994
TOTAL LOANS & LEASES 2,29643,448,041

Sterling Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 41919,5995132,182
    a. > 15 years 161,706,2114342,128
    b. 15 Years or less 1096,198,2931207,296
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 9349,4265443,864
Adjustable Rate > 1 yr 15610,592,971202,195,171


Closed-End Fixed Rate 446,87900
Closed-End Adjustable Rate 13462,0902102,305
Open-End Adjustable Rate 3472,8063221,295
Open-End Fixed Rate 0000
TOTALS 35120,748,275403,644,241


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 2424,087172,575
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sterling Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes