Steel Valley Federal Credit Union

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A short history of Steel Valley FCU

Since its inception in 1966 the Steel Valley Federal Credit Union has been serving its members in the CLEVELAND, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Irwin Caraballo, the Steel Valley FCU has grown its membership to over 5,375 with assets of more than $27,053,288. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (216) 741-9430 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CLEVELAND, OH.

General Information For Steel Valley FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17555
Address 3840 PEARL RD 
City CLEVELAND 
State Ohio 
Zip-Code 44109
Phone Number (216) 741-9430
Fax Number (216) 741-2670
Email Address: none
CEO/President Irwin Caraballo
Members 5,375 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 27,053,288 
Website http://www.steelvalleyfcu.org 

Compare Steel Valley Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
R T A Brooklyn CU R.T.A. Brooklyn Federal Credit Union 4319 State Rd 44109 (216) 749-0583 No 0.80
St. Colman & Affiliates CU Corporate Office 6637 Lorain Ave 44102 (216) 281-4570 No 2.75
Plumbers 55 CU Main Corporate Office 980 Keynote Cir 44131 (216) 459-2432 No 2.78
Wiremen's CU State Road 5800 State Rd 44134 (440) 887-3800 No 2.82
Taleris CU Granger Road Office 1250 E Granger Rd 44131 (216) 739-2300 No 2.85

Steel Valley Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Steel Valley Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.34 4.27 8.57 4.37 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 429 314 668 189 229
Rank Among All Ohio Credit Unions 77 97 145 50 47

Steel Valley Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.08 1.47 0.86
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 138 94 177
Rank Among All Ohio Credit Unions N/A 28 40 15 35
Steel Valley Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.3408362,153,613
All Other Unsecured Loans/Lines of Credit 12.780216542,988
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.2701552,904,334
Used Vehicle Loans 8.5704624,565,657
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.370684,927,463
Total Other Real Estate Loans/Lines of Credit 5.00036754,788
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.4801381,973,996
TOTAL LOANS & LEASES 1,91117,822,839

Steel Valley Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 252,056,52400
    b. 15 Years or less 432,870,93900
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 217,80300
Closed-End Adjustable Rate 388,78900
Open-End Adjustable Rate 30594,03024,650
Open-End Fixed Rate 154,16600
TOTALS 1045,682,25124,650

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Steel Valley Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes