Star Usa Federal Credit Union

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A short history of Star Usa FCU

Since its inception in 1936 the Star Usa Federal Credit Union has been serving its members in the Charleston, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Daniel Smithson, Jr, the Star Usa FCU has grown its membership to over 16,005 with assets of more than $163,623,315. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (304) 357-2319 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Charleston, WV.

General Information For Star Usa FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 911
Address 1 Cantley Dr 
City Charleston 
State West Virginia 
Zip-Code 25314
Phone Number (304) 357-2319
Fax Number (304) 357-2291
Email Address: none
CEO/President Daniel Smithson, Jr
Members 16,005 
Full-Time Employees 41 
Part-Time Employees 21 
Number of Branch Offices
Total Assets 163,623,315 
Website http://www.star.coop 

Compare Star Usa Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Charleston Postal CU CHARLESTON POSTAL FCU 1000 CENTRE WAY 25309 (304) 746-5111 No 3.04
Cha-tel CU Cha Tel 1500 Maccorkle Ave SE 25314 (304) 344-3330 No 4.00
Pioneer West Virginia CU Guyandotte 416 Main St 25702 (304) 348-6648 No 4.26
Local No. 317 I.a.f.f. CU Main Branch 205A Tennessee Ave 25337 (304) 345-9790 No 4.56
Camc CU CAMC Federal Credit Union 3400 MacCorkle Ave SE 25304 (304) 388-5700 No 4.59

Star Usa Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Star Usa Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.10 3.60 5.00 7.60
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 156 158 268 463
Rank Among All West Virginia Credit Unions N/A 15 13 24 30

Star Usa Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.20 0.55 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 114 251 271
Rank Among All West Virginia Credit Unions N/A 23 8 23 26
Star Usa Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 7.9508982,840,682
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.1001,06315,763,203
Used Vehicle Loans 3.6002,96531,812,655
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.00035929,643,943
Total Other Real Estate Loans/Lines of Credit 7.60043910,100,039
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0501,43625,069,931
TOTAL LOANS & LEASES 7,160115,230,453

Star Usa Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1018,745,52951,104,420
    b. 15 Years or less 1338,138,6603143,000
Balloon/Hybrid
    a. > 15 years 3211,61900
    b. 15 Years or less 203,339,7322391,130
Other Fixed Rate 411,587,126351,768,039
Adjustable Rate 1 yr or less 141,582,42800
Adjustable Rate > 1 yr 476,038,84900

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 4079,664,6694138,396
Open-End Fixed Rate 32435,3705122,989
TOTALS 79839,743,982543,667,974

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Star Usa Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes